{"id":"passimpay","title":"PassimPay","content":"**PassimPay** is a [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) payment processor and [Web3](https://iq.wiki/wiki/web3)-enabled payments service founded in December 2022, that enables businesses to accept, manage, and settle crypto payments through application programming interfaces (APIs), plugins, payment links, and wallet-connected checkouts. \n\nOperated from Warsaw, Poland, the service emphasizes automatic conversion options, multi-asset support, mass payout tools, and merchant account controls aimed at business payment workflows. [\\[1\\]](#cite-id-GNDIglJSZaqfyonU) [\\[2\\]](#cite-id-T0444G568CTBayD2)​\n\n[YOUTUBE@VID](https://youtube.com/watch?v=A-FY2mnww6I)\n\n## Overview\n\nPassimPay provides tools for businesses to accept [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) payments, with support for dozens of [digital assets](https://iq.wiki/wiki/digital-assets) and integrations intended to streamline online checkout and back-office operations. The platform’s publicly described functionality includes server-side integrations via API, plugins for common content management systems, and link- or QR-based payment requests, alongside connectivity with popular [Web3](https://iq.wiki/wiki/web3) wallets. Its product positioning focuses on fast integration, configurable conversion to [stablecoins](https://iq.wiki/wiki/stablecoin), report and account management features, and optional white-label and brand customization. [\\[1\\]](#cite-id-GNDIglJSZaqfyonU) [\\[2\\]](#cite-id-T0444G568CTBayD2)​\n\n## Services and features\n\nPassimPay’s service offering centers on crypto payment acceptance and merchant tools designed for operational control. Core features described on the official site include:\n\n* API and CMS plugins — payment integration for WordPress, Shopify, and other platforms.\n* Multisender — a tool for executing multiple simultaneous payouts in a single transaction, used for payroll, affiliate rewards, and mass distributions.\n* Auto-Conversion — automatic conversion of incoming assets into [stablecoins](https://iq.wiki/wiki/stablecoin) such as [USDT](https://iq.wiki/wiki/tether) or [USDC](https://iq.wiki/wiki/usdc) upon receipt, intended to reduce exposure to market volatility.\n* SEPA Integration — conversion of [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) earnings into EUR with direct transfers to bank accounts via the SEPA network.\n* Invoicing — generation of digital invoices and QR codes for crypto payment processing.\n* KYC/AML compliance — identity verification and anti-money laundering procedures in accordance with industry standards, alongside transaction analytics tools. [\\[2\\]](#cite-id-T0444G568CTBayD2)  [\\[1\\]](#cite-id-GNDIglJSZaqfyonU) \n\n## Security, compliance, and risk management\n\nPassimPay states that it employs Know Your Customer (KYC) and Know Your Business (KYB) procedures and asserts compliance with anti-money laundering (AML) requirements, supported by an in-house compliance function. The company describes transaction risk assessment processes intended to flag anomalous payment activity. It also claims annual cybersecurity audits conducted by third-party firms, naming 10Guards and [Hacken](https://iq.wiki/wiki/hacken); however, the consulted pages do not provide linked audit reports, dates, or scopes. The site includes risk disclaimers about the storage and transfer of digital assets and indicates that the irreversibility of blockchain transactions eliminates chargebacks. [\\[1\\]](#cite-id-GNDIglJSZaqfyonU) [\\[2\\]](#cite-id-T0444G568CTBayD2)​\n\nA prominent company-stated assurance on the site characterizes client funds as “at users’ disposal and \\[can] be returned on first demand.” This is presented as the company’s own guarantee rather than a third-party attestation. The site explicitly disclaims responsibility for losses stemming from unauthorized account access and warns of the inherent financial risks of cryptocurrencies. Readers should note that, for the materials consulted, there were no posted independent certifications (e.g., SOC/ISO) or detailed audit publications available to corroborate the audit claims. [\\[1\\]](#cite-id-GNDIglJSZaqfyonU)​\n\n## Integration and developer tooling\n\nThe service provides a server-side API for custom integrations and lists plugins for common content management and e-commerce platforms. For checkout flexibility, it offers payment links and invoices, QR code generation, static deposit addresses for repeated payers, and [Web3](https://iq.wiki/wiki/web3) wallet-based payments that connect with [MetaMask](https://iq.wiki/wiki/metamask), Trust Wallet, and [Coinbase](https://iq.wiki/wiki/coinbase) Wallet. \n\nThe About page references white-label and brand customization, a Telegram bot delivering statistics, and an on-site AI assistant for support and guidance. PassimPay further mentions a mobile application for operational access, though low-level technical documentation (e.g., custody model, supported chain list, and protocol specifics) is not detailed on the consulted pages. [\\[1\\]](#cite-id-GNDIglJSZaqfyonU) [\\[2\\]](#cite-id-T0444G568CTBayD2)​\n\n## Use cases and target industries\n\nPassimPay markets its payment stack to a broad range of sectors. The company’s site lists use cases spanning:\n\n* Retail and e-commerce\n* Real estate\n* Advertising\n* Healthcare\n* Renewable energy\n* Financial services and trading\n* Supply chain and logistics\n* Gaming\n* Travel\n* Charity\n* Technology and legal services\n* Currency exchange\n\nThese categories reflect sectors the company targets for merchant adoption and are presented as illustrative applications for crypto payment acceptance and settlement tooling. [\\[1\\]](#cite-id-GNDIglJSZaqfyonU)​\n\n## Team and management\n\n* Ewelina Klepacz – CEO\n* Ramon Linda – CTO\n* Egor Frolov – Chief Sales Officer\n* Vladislav Shilenok – Head of Marketing\n* Daria Kazakevich – Senior Partnership Manager\n* Yaroslav Lavreniuk – Head of Legal\n* Anton Volochay – Head of Support[\\[2\\]](#cite-id-T0444G568CTBayD2)\n\n## Technology and operations\n\nPassimPay’s product descriptions outline several operational mechanisms relevant to payment acceptance and treasury flows:\n\n* Transaction batching: Bundling transactions to reduce aggregate on-chain network fees.\n* Static addresses: Providing reusable deposit addresses for frequent payers, in addition to dynamic addressing.\n* Scheduled and recurring payments: Automating transfers on a schedule or by defined triggers.\n* Multisender: Sending mass payouts (e.g., payroll or affiliate distributions) across multiple recipients.\n* Auto-conversion: Converting incoming crypto to stablecoins or other assets automatically with merchant-defined parameters and schedules.\n* OTC conversion and fiat settlement: Off-exchange channels for larger trades and options to settle in currencies such as EUR and USD. [\\[1\\]](#cite-id-GNDIglJSZaqfyonU)\n\nThe site highlights wallet connectivity to common [Web3](https://iq.wiki/wiki/web3) wallets for direct payments and mentions mobile and Telegram-bot access for statistics and operational convenience. [\\[2\\]](#cite-id-T0444G568CTBayD2) [\\[1\\]](#cite-id-GNDIglJSZaqfyonU)​","summary":"PassimPay is a Poland-registered crypto payments gateway and dApp for businesses, offering API/plugins, payment links, Web3 wallet support, auto conversion and payouts, with KYC/AML procedures and participation in major industry events.","images":[{"id":"QmeK4nug5chBf3NbCLzHNyEJdvyDbFTGfjPWphD8KR46JR","type":"image/jpeg, image/png"}],"categories":[{"id":"projects-and-protocols","title":"projects-and-protocols"}],"tags":[{"id":"Payments"},{"id":"DeFi"},{"id":"Protocols"}],"media":[{"id":"QmWK6jcgmjGbHRuY2oz6vp6EDtBGgcKbTmU1Jr8gVDN1Nx","type":"GALLERY","source":"IPFS_IMG"},{"id":"https://www.youtube.com/watch?v=A-FY2mnww6I","name":"A-FY2mnww6I","caption":"","thumbnail":"https://www.youtube.com/watch?v=A-FY2mnww6I","source":"YOUTUBE"}],"metadata":[{"id":"references","value":"[{\"id\":\"GNDIglJSZaqfyonU\",\"url\":\"https://passimpay.io/en\",\"description\":\"Official 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