{"id":"joe-vollono","title":"Joe Vollono","content":"**Joe Vollono** is the Chief Commercial Officer of [STBL](https://iq.wiki/wiki/stbl), a company focused on [stablecoin](https://iq.wiki/wiki/stablecoin) infrastructure and [digital asset](https://iq.wiki/wiki/digital-assets) payments. His career spans military service, financial services, industry organizations, and [blockchain](https://iq.wiki/wiki/blockchain), with experience in institutional finance, business development, and commercial strategy. [\\[3\\]](#cite-id-chdJWWMOBwRQfRzu) \n\n## Education\n\nVollono graduated from the United States Naval Academy with a BS in Political Science in 2001. He later earned a Master of Public Policy (MPP) in 2010 from Georgetown University and his MBA in 2011 from the University of Oxford. [\\[4\\]](#cite-id-iE3AMnrC5LevBY43) \n\n## Career\n\nVollono began his career as a nuclear-trained officer in the U.S. Navy, serving aboard a Los Angeles-class fast-attack submarine from 2001 to 2005, where he managed communication security systems using NSA encryption platforms. He later joined the Securities Industry and Financial Markets Association (SIFMA) as Executive Director, overseeing day-to-day operations on behalf of the organization's board and chief executive between 2011 and 2013. From 2013 to 2016, he served as Executive Director at Morgan Stanley, where he managed the Sheltered Harbor initiative, an industry program focused on financial sector resilience. He remained at Morgan Stanley through 2021 as an Institutional Consultant with the Graystone Palo Alto team, advising institutional clients and working within the firm's wealth management division.\n\nIn September 2021, Vollono joined [Ripple](https://iq.wiki/wiki/ripple-labs) as Director of Business Development, where he worked on partnerships and business development initiatives related to enterprise [blockchain](https://iq.wiki/wiki/blockchain) and [digital asset](https://iq.wiki/wiki/digital-assets) solutions. After more than three years at [Ripple](https://iq.wiki/wiki/ripple-labs), he became Chief Commercial Officer of [STBL](https://iq.wiki/wiki/stbl) in April 2025, leading the company's commercial strategy and business development efforts in the [stablecoin](https://iq.wiki/wiki/stablecoin) and digital payments sector. [\\[1\\]](#cite-id-DmNUMDgpXC5BpOVG)  \n\n## Panels\n\n### Risky Business\n\nAt the Digital Assets Forum in February 2026, Vollono participated in a panel alongside Anne-Sophie Kappel (DEA), Alexandra Soroko (VISA), [Stani Kulechov](https://iq.wiki/wiki/stani-kulechov) ([Aave](https://iq.wiki/wiki/aave)), Kamran Shahin (Mastercard), and Mehtaj Syed (Kinexys) that examined the development of instant cross-border payments and the risks associated with faster settlement systems. The discussion explored the differences between retail and institutional payment needs, noting that consumers and small businesses may benefit from faster settlement for use cases such as remittances and liquidity management, while institutional transactions continue to prioritize compliance, risk management, and settlement certainty. The panelists discussed how [digital assets](https://iq.wiki/wiki/digital-assets), [stablecoins](https://iq.wiki/wiki/stablecoin), and [decentralized finance](https://iq.wiki/wiki/defi) could improve capital efficiency and expand access to financial services, while also introducing considerations around liquidity management, foreign exchange exposure, and operational risks. They emphasized that interoperability between traditional financial infrastructure and [blockchain](https://iq.wiki/wiki/blockchain)-based systems, combined with regulatory clarity and effective governance, would be important for developing secure and scalable cross-border payment networks. [\\[5\\]](#cite-id-isda3mtdPMH1GSMl) \n\n[YOUTUBE@VID](onO7IPCLxzk)","summary":"Joe Vollono is the Chief Commercial Officer of stbl, with a diverse background spanning military service, finance, and blockchain. Holding degrees from prestigious institutions, his career includes roles at Morgan Stanley, Ripple, and now at stbl.","images":[{"id":"QmWrzFz7kg86mAGzfYdaLH7BT7Jmkf6uxX1TYq1QufkXaX","type":"image/jpeg, image/png"}],"categories":[{"id":"people","title":"people"}],"tags":[{"id":"Founder"},{"id":"Advisor"},{"id":"Ethereum"}],"media":[{"id":"https://www.youtube.com/watch?v=onO7IPCLxzk","name":"onO7IPCLxzk","caption":"","thumbnail":"https://www.youtube.com/watch?v=onO7IPCLxzk","source":"YOUTUBE"}],"metadata":[{"id":"references","value":"[{\"id\":\"DmNUMDgpXC5BpOVG\",\"url\":\"https://www.linkedin.com/in/joevollono/\",\"description\":\"Joe Vollono's LinkedIn Profile\",\"timestamp\":1784294287040},{\"id\":\"iftNpYfm1sL7HGy0\",\"url\":\"https://x.com/rjvollono\",\"description\":\"Joe Vollono's Twitter Profile\",\"timestamp\":1784294287040},{\"id\":\"chdJWWMOBwRQfRzu\",\"description\":\"STBL\",\"timestamp\":1784294372191,\"url\":\"https://www.stbl.com/\"},{\"id\":\"iE3AMnrC5LevBY43\",\"description\":\"Vollono Education | LinkedIn\",\"timestamp\":1784294567870,\"url\":\"https://www.linkedin.com/in/joevollono/details/education/\"},{\"id\":\"isda3mtdPMH1GSMl\",\"description\":\"Digital Assets Forum panel\",\"timestamp\":1784294587279,\"url\":\"https://www.youtube.com/watch?v=onO7IPCLxzk\"}]"},{"id":"linkedin_profile","value":"https://www.linkedin.com/in/joevollono/"},{"id":"website","value":"https://www.stbl.com/"},{"id":"twitter_profile","value":"https://x.com/rjvollono"},{"id":"previous_cid","value":"\"https://ipfs.everipedia.org/ipfs/QmfNaJTxBGEGBSiYf2ESeifkVnQySGoUcM6wuWa4rX4JSu\""},{"id":"commit-message","value":"\"Updated wiki content\""},{"id":"previous_cid","value":"QmfNaJTxBGEGBSiYf2ESeifkVnQySGoUcM6wuWa4rX4JSu"}],"events":[],"user":{"id":"0x8af7a19a26d8fbc48defb35aefb15ec8c407f889"},"author":{"id":"0x8af7a19a26d8fbc48defb35aefb15ec8c407f889"},"operator":{"id":"0xacb6c5AD52b8f605299B0d774CE97F26e3DB80c2"},"language":"en","version":1,"linkedWikis":{"blockchains":["stbl"],"founders":[],"speakers":[]},"recentActivity":"{\"items\":[{\"id\":\"33dc1923-c736-4671-b1ab-34654ef402a3\",\"title\":\"Joe Vollono\",\"description\":\"Joe Vollono is the Chief Commercial Officer of stbl, with a diverse background spanning military service, finance, and blockchain. Holding degrees from prestigious institutions, his career includes roles at Morgan Stanley, Ripple, and now at stbl.\",\"timestamp\":\"2026-07-17T17:10:02.868Z\",\"category\":\"people\",\"status\":{\"icon\":\"RiGlobalLine\",\"label\":\"Wiki Updated\",\"iconClassName\":\"text-green-500\"},\"user\":{\"name\":\"0x8af7a19a26d8fbc48defb35aefb15ec8c407f889\",\"address\":\"0xacb6c5AD52b8f605299B0d774CE97F26e3DB80c2\"},\"button\":{\"label\":\"View Summary\",\"icon\":\"RiFileTextLine\"},\"summarySections\":[{\"title\":\"Lead/Intro paragraph\",\"subtitle\":\"Added internal wiki links in the opening paragraph\",\"variant\":\"modified\",\"changeCount\":4,\"changes\":[\"Added link to STBL (https://iq.wiki/wiki/stbl) in the lead [[3]](#cite-id-chdJWWMOBwRQfRzu)\",\"Added link to stablecoin (https://iq.wiki/wiki/stablecoin) in the lead [[3]](#cite-id-chdJWWMOBwRQfRzu)\",\"Added link to digital asset (https://iq.wiki/wiki/digital-assets) in the lead [[3]](#cite-id-chdJWWMOBwRQfRzu)\",\"Added link to blockchain (https://iq.wiki/wiki/blockchain) in the lead [[3]](#cite-id-chdJWWMOBwRQfRzu)\"]},{\"title\":\"Career\",\"subtitle\":\"Inserted internal wiki links within the Career section\",\"variant\":\"modified\",\"changeCount\":4,\"changes\":[\"Added link to Ripple (https://iq.wiki/wiki/ripple-labs) in the Career section [[1]](#cite-id-DmNUMDgpXC5BpOVG)\",\"Added link to blockchain (https://iq.wiki/wiki/blockchain) in the Career section [[1]](#cite-id-DmNUMDgpXC5BpOVG)\",\"Added link to digital asset (https://iq.wiki/wiki/digital-assets) in the Career section [[1]](#cite-id-DmNUMDgpXC5BpOVG)\",\"Added link to STBL (https://iq.wiki/wiki/stbl) in the Career section (final paragraph) [[1]](#cite-id-DmNUMDgpXC5BpOVG)\"]},{\"title\":\"Panels — Risky Business\",\"subtitle\":\"Updated panel listing and discussion with internal wiki links and a minor wording change\",\"variant\":\"modified\",\"changeCount\":3,\"changes\":[\"Replaced plain 'Stani Kulechov (Aave)' with linked forms: Stani Kulechov (https://iq.wiki/wiki/stani-kulechov) and Aave (https://iq.wiki/wiki/aave) [[5]](#cite-id-isda3mtdPMH1GSMl)\",\"Added links for digital assets (https://iq.wiki/wiki/digital-assets), stablecoins (https://iq.wiki/wiki/stablecoin), decentralized finance/DeFi (https://iq.wiki/wiki/defi), and blockchain (https://iq.wiki/wiki/blockchain) within the panel discussion text [[5]](#cite-id-isda3mtdPMH1GSMl)\",\"Minor wording change in the panel sentence: 'Joe Vollono participated' → 'Vollono participated' [[5]](#cite-id-isda3mtdPMH1GSMl)\"]}]}]}"}