{"version":1,"id":"avtar-sehra","title":"Avtar Sehra","summary":"Avtar Sehra is a person that founds and leads fintech and crypto ventures and works on tokenization, multichain infrastructure, stablecoins and AI startups.","content":"**Avtar Sehra** is a financial technology executive and product specialist with a background in capital markets, investment technology, risk management, and tokenized securities. He is the Founder and CEO of [STBL](https://iq.wiki/wiki/stbl) and the Founder of a stealth AI startup, with previous leadership roles at [KAIO](https://iq.wiki/wiki/kaio) and Nivaura and advisory positions across financial technology companies. [\\[6\\]](#cite-id-TK7hShbOZYKjaRQ0) \n\n## Education\n\nSehra attended Swansea University, where he earned his Master of Research in Mathematical Computer Modeling and his PhD in Theoretical Particle Physics. He also earned his Master of Science in Theoretical and Mathematical Physics from Imperial College London. [\\[4\\]](#cite-id-k6tsl1xn8r) \n\n## Career\n\nSehra began his career in capital markets, serving as Managing Director at Capital Markets from 2006 to 2016. His work included derivatives pricing and risk management, product management, capital markets architecture, operating-model design, and regulatory strategy for engagements with major investment banks. He also served as a Product Advisor at PremFina from 2015 to 2016, working on premium finance architecture, loan securitization, and [blockchain](https://iq.wiki/wiki/blockchain) applications for insurance policy management, and as a Non-Executive Director and Product Advisor at ResonanceX from 2017 to 2019, where he advised on structured-product issuance and [tokenization](https://iq.wiki/wiki/tokenization) infrastructure.\n\nSehra founded Nivaura and served as CEO and Chief Product Architect from 2015 to August 2021, developing technology for tokenized securities issuance and administration, before serving as Founder and President from August to December 2021. He later became Founder and CEO of [KAIO](https://iq.wiki/wiki/kaio) from February 2023 to September 2025, where he worked on multichain infrastructure for issuing and distributing alternative assets. Sehra has served as Founder and Advisor at [STBL](https://iq.wiki/wiki/stbl) since December 2023 and as Founder and CEO since September 2025, and he has also served as Founder of a stealth AI startup since August 2026. [\\[3\\]](#cite-id-nxrjj8z3kh) \n\n## Panels\n\n### Volatility to Institutional-Grade\n\nIn a July 2026 panel at Proof of Talk, Sehra and other participants discussed the impact of the October 10 [crypto](https://iq.wiki/wiki/cryptocurrency) market sell-off, focusing on leverage, [collateral](https://iq.wiki/wiki/collateral), and risk management. The panel examined how leveraged markets were affected by [liquidations](https://iq.wiki/wiki/liquidation) and [collateral](https://iq.wiki/wiki/collateral) quality, while robust pricing and risk controls helped some exchanges continue operating during the disruption. Participants said the event also increased interest in tokenized assets, prediction markets, and regulated on-chain financial products, with automated deleveraging systems helping unwind positions without causing broader industry disruption. They discussed [tokenization](https://iq.wiki/wiki/tokenization) as a way to reduce operational costs, expand access to traditional financial products, and enable assets to be used in trading and as [collateral](https://iq.wiki/wiki/collateral), while also noting that [digital assets](https://iq.wiki/wiki/digital-assets) needed clearer sources of economic value and utility. The panel concluded by distinguishing [Bitcoin's](https://iq.wiki/wiki/bitcoin) supply-and-demand dynamics from [altcoins](https://iq.wiki/wiki/altcoin) that required credible commercial applications and fee generation, while identifying [real-world assets](https://iq.wiki/wiki/real-world-assets-rwas) as one potential source of additional on-chain utility and emphasizing the growing importance of risk controls as the sector developed. [\\[5\\]](#cite-id-8ii6nacvzz) \n\n[YOUTUBE@VID](hcHiqYvjKgY)\n","categories":[{"id":"people","title":"people"}],"tags":[{"id":"Founder"},{"id":"Researcher"},{"id":"Developer"},{"id":"Advisor"},{"id":"Bitcoin"}],"images":[{"id":"QmQjMhXMmyu7ammEon9kSkGVnKRj73fAnwvRW8oj2BeazT","type":"image/jpeg, image/png"}],"media":[{"id":"https://www.youtube.com/watch?v=hcHiqYvjKgY","name":"hcHiqYvjKgY","source":"YOUTUBE","thumbnail":"https://www.youtube.com/watch?v=hcHiqYvjKgY","caption":""}],"metadata":[{"id":"references","value":"[{\"id\":\"32sppr5fg9\",\"url\":\"https://x.com/avtarsehra\",\"description\":\"X profile self-description of roles\",\"timestamp\":1790772927281},{\"id\":\"wpbw7aintk\",\"url\":\"https://www.linkedin.com/in/avtarsehra/\",\"description\":\"LinkedIn profile location and experience\",\"timestamp\":1790772927281},{\"id\":\"nxrjj8z3kh\",\"url\":\"https://www.linkedin.com/in/avtarsehra/details/experience/?locale=en-US\",\"description\":\"Total experience and company 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