{"id":"whatpay","title":"WHATPAY","content":"WhatPay is a multi-chain Web3 wallet that incorporates multiparty computation (MPC) technology, self-custodial asset management, and access to decentralized applications and blockchain services. According to project materials, the wallet is designed to provide users with a unified interface for managing digital assets across multiple blockchain networks while maintaining control over private credentials.\nThe platform integrates cross-chain functionality, account recovery mechanisms, and access to decentralized finance (DeFi) and other Web3 services. WhatPay aims to simplify interaction with blockchain ecosystems through a single wallet environment.\n\n​\n\n### Overview\n\nWhatPay is a self-custodial Web3 wallet that utilizes multiparty computation (MPC) technology for key management and account security. According to project materials, the wallet supports more than 35 blockchain networks, including Bitcoin, Ethereum, Solana, Tron, and Cosmos-based ecosystems.\nThe platform incorporates cross-chain asset management, account recovery mechanisms based on email authentication and passkeys, and access to decentralized applications. According to project materials, WhatPay is intended to serve as a gateway to a range of Web3 services and blockchain ecosystems.\n\n### Products\n\n**Products**\n\nWhatPay provides wallet infrastructure and blockchain services intended to support asset management and interaction with decentralized applications. These services are integrated into a single wallet interface.\n\n**MPC Wallet**\n\nThe WhatPay wallet utilizes multiparty computation technology for key management. According to project materials, cryptographic control is distributed across multiple components rather than relying on a single private key.\nThe architecture aims to reduce risks associated with single points of failure while maintaining user control over digital assets.\n\n**Multi-Chain Infrastructure**\n\nWhatPay supports more than 35 blockchain networks, including Bitcoin, Ethereum, Solana, Tron, and Cosmos ecosystems.\nAccording to project materials, the platform is intended to provide users with a unified environment for managing assets across different blockchain networks.\n\n**Cross-Chain Services**\n\nThe platform incorporates cross-chain functionality that enables users to transfer and exchange assets between supported ecosystems.\nAccording to project materials, these services aim to facilitate interoperability and asset movement across multiple blockchain environments.\n\n**Web3 Access**\n\nWhatPay provides access to decentralized applications and blockchain-based services through its wallet interface.\nSupported categories include decentralized finance applications, perpetual trading platforms, prediction markets, and other Web3 services.\n\n**Technology**\n\nThe WhatPay technology stack combines self-custodial wallet infrastructure, multiparty computation, and cross-chain interoperability tools. According to project materials, these components are designed to support secure key management and interaction with multiple blockchain ecosystems.\n\n**Multiparty Computation**\n\nMultiparty computation (MPC) serves as the foundation of the wallet's key-management system. According to project materials, cryptographic control is divided across multiple parties rather than being dependent on a single secret.This approach aims to reduce risks associated with key loss and single points of compromise.\nThis approach aims to reduce risks associated with key loss and single points of compromise.\n\n### Features\n\n**Self-Custody Architecture**\n\nWhatPay utilizes a self-custodial architecture in which users retain control over their digital assets.\nAccording to project materials, the platform is designed so that users maintain ownership of credentials and assets without relying on centralized custody.\n\n**Account Recovery**\n\nThe wallet incorporates account-recovery mechanisms based on email authentication and passkeys.\nAccording to project materials, these mechanisms aim to provide alternative recovery methods while preserving self-custodial asset management.\n\n**Multi-Chain Connectivity**\n\nThe platform provides connectivity across multiple blockchain networks and ecosystems.\nAccording to project materials, this infrastructure is intended to simplify asset management and interaction across supported chains.\n\n### Ecosystem\n\nThe WhatPay ecosystem consists of wallet users, supported blockchain networks, decentralized applications, and interoperability services.\nAccording to project materials, ecosystem components include cross-chain asset services, DeFi protocols, perpetual trading platforms, prediction markets, and other Web3 applications integrated through the wallet interface.\n\n​\n\n​\n\n### Use Cases\n\n**Use Cases**\n\nWhatPay is designed to support a variety of digital asset and Web3 interaction scenarios. Potential use cases include:\nMulti-chain asset management\nSelf-custodial storage of digital assets\nCross-chain asset transfers\nInteraction with decentralized applications\nAccess to decentralized finance protocols\nParticipation in prediction markets\nPerpetual trading activities\nManagement of assets across multiple blockchain ecosystems\nWallet recovery through email and passkey mechanisms\n\n### Architecture\n\nThe architecture of WhatPay relies on multi-party computation and biometric security mechanisms:\n\n* **MPC-based Key Management**: Divides the keys into multiple shares stored separately, enhancing security by ensuring no single entity has complete access.\n* **Device-Centric Authentication**: Utilizes device hardware for biometric authentication (Face ID/Touch ID) to authorize transactions.\n* **Cross-chain Support**: Designed to interface with various blockchain networks, enabling diverse asset management through a single app interface.\n\n### Tokenomics\n\nWhatPay uses a distinct tokenomics structure, focused on allocation and utilities:\n\n* **Token Allocation**: Includes elements for stakeholder incentives and platform development.\n* **Utilities**:\n* Governance participation\n* Transaction fee discounts\n* [Staking](https://iq.wiki/wiki/staking) opportunities\n* Access to premium features\n* **Governance**: Users participate in governance through token holdings, voting on proposals that dictate platform enhancements and policy adjustments.\n\n### Confirmed Partnerships\n\nWhatPay has secured several partnerships to bolster its platform capabilities:\n\n* **Exchange Partnerships**: Collaborations with top exchanges for liquidity and fiat onramp services.\n* **Blockchain Alliances**: Agreements with blockchain networks to enhance cross-chain compatibility and integration.\n* **Technology Collaborators**: Partnerships with security firms to reinforce the wallet's security framework.\n\nWith its emphasis on security and ease of use, WhatPay is poised to become a significant player in the digital asset management landscape. 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