{"id":"victor-liew-jia-hao","title":"Victor Liew Jia Hao","content":"**Victor Liew Jia Hao** is a Singaporean technology entrepreneur and engineer known for co-founding several fintech companies in Southeast Asia. He is a co-founder of the digital payments platform Xfers, the FAZZ Financial Group, and the digital asset infrastructure company [StraitsX](https://iq.wiki/wiki/straitsx), where he serves as the Chief Technology Officer. [\\[1\\]](#cite-id-beUdfo9ZiR) [\\[2\\]](#cite-id-cbzuWireTw)\n\n## Education\n\nVictor Liew Jia Hao earned a Bachelor of Computing (Honours) in Communications and Media with a focus on Interactive Systems from the National University of Singapore between 2008 and 2012. Prior to that, he completed his GCE ‘A’ Levels at Anglo-Chinese Junior College, where he studied Computing, Mathematics, Physics, and Chemistry from 2004 to 2005. He earlier attended SJI International from 2000 to 2003.[\\[1\\]](#cite-id-beUdfo9ZiR) [\\[3\\]](#cite-id-zdRvW4oULq) [\\[10\\]](#cite-id-ly3LCu9IhY)\n\n## Career\n\nLiew began his career in technology infrastructure at Credit Suisse, where he worked on data systems and trading technologies, before joining Quora as a Software Engineer, contributing to the development of its web and mobile frameworks. In mid-2015, Liew co-founded Xfers alongside [Tianwei Liu](https://iq.wiki/wiki/tianwei-liu), Samson Leo, and Tianyao Liu, after the project was accepted into the Y Combinator Summer 2015 (S15) batch. Xfers became one of Singapore’s first Y Combinator-backed startups, attracting investors such as 500 Startups, Golden Gate Ventures, and Eduardo Saverin.\n\nBuilding on Xfers’ success, Liew and his team launched the [StraitsX](https://iq.wiki/wiki/straitsx) brand in October 2020, introducing the XSGD stablecoin, backed by the Singapore Dollar. By September 2021, XSGD had surpassed S$1.5 billion in on-chain transaction volume. In March 2021, Xfers merged with Indonesian fintech Payfazz to form Fazz Financial Group, with Liew recognized as a co-founder.\n\nAs CTO of [StraitsX](https://iq.wiki/wiki/straitsx), Liew oversees [blockchain](https://iq.wiki/wiki/blockchain) engineering, product architecture, and regulatory compliance. He has contributed to the Monetary Authority of Singapore’s Project Orchid, which explores digital money standards, and has helped launch major [blockchain](https://iq.wiki/wiki/blockchain) payment integrations, including partnerships with Grab, Amazon, and Alipay. Under his leadership, [StraitsX](https://iq.wiki/wiki/straitsx) has issued regulated, fiat-backed [stablecoins](https://iq.wiki/wiki/stablecoin) such as XSGD, XUSD, and XIDR, and continues to build infrastructure for borderless and compliant digital finance.\n\nHe also serves as a Co-Founder of Fazz Financial Group, managing engineering operations of over 250 staff across multiple regions, and is an eFounder Fellow at the Alibaba Group, a program organized in collaboration with UNCTAD.  [\\[2\\]](#cite-id-cbzuWireTw) [\\[1\\]](#cite-id-beUdfo9ZiR) [\\[3\\]](#cite-id-zdRvW4oULq) [\\[4\\]](#cite-id-6DyUnRz869) [\\[10\\]](#cite-id-ly3LCu9IhY)","summary":"Victor Liew Jia Hao is a technology entrepreneur and co-founder of StraitsX, FAZZ Financial Group, and Xfers. As the CTO of StraitsX, he leads the engineering and infrastructure development for the digital asset payment company.","images":[{"id":"QmdUdUk9c1cTdrSKtoqLxeLuVuxdyzfwpjDSUPufPd46Dw","type":"image/jpeg, image/png"}],"categories":[{"id":"people","title":"people"}],"tags":[{"id":"PeopleInDeFi"},{"id":"Founders"},{"id":"Organizations"},{"id":"Developers"}],"media":[],"metadata":[{"id":"references","value":"[{\"id\":\"beUdfo9ZiR\",\"description\":\"Victor Liew Jia Hao's Career History\",\"timestamp\":1762173254446,\"url\":\"https://theorg.com/org/straitsx/org-chart/victor-liew-jia-hao\"},{\"id\":\"cbzuWireTw\",\"description\":\"StraitsX: Meet The Team\",\"timestamp\":1762173269896,\"url\":\"https://www.straitsx.com/about\"},{\"id\":\"zdRvW4oULq\",\"description\":\"Vulcan Post: How these S’poreans built a fintech startup that now leads the payments, crypto space in SEA\",\"timestamp\":1762173290277,\"url\":\"https://vulcanpost.com/769931/xfers-fintech-payments-crypto-singapore/\"},{\"id\":\"6DyUnRz869\",\"url\":\"https://tracxn.com/d/companies/straitsx/\\\\_\\\\_XFEG36UvaZEF1FAIho0bsT\\\\_l\\\\_5x3dfRcxUSwVjOlkpM\",\"description\":\"StraitsX company profile and founding details\",\"timestamp\":1762173082049},{\"id\":\"event-founded-xfers-link\",\"description\":\"Event link\",\"url\":\"https://tracxn.com/d/companies/straitsx/__XFEG36UvaZEF1FAIho0bsT_l_5x3dfRcxUSwVjOlkpM\",\"timestamp\":1762173082247},{\"id\":\"event-joined-y-combinator-link\",\"description\":\"Event link\",\"url\":\"https://vulcanpost.com/769931/xfers-fintech-payments-crypto-singapore/\",\"timestamp\":1762173082247},{\"id\":\"event-efounders-fellowship-link\",\"description\":\"Event link\",\"url\":\"https://theorg.com/org/straitsx/org-chart/victor-liew-jia-hao\",\"timestamp\":1762173082247},{\"id\":\"event-co-founded-straitsx-link\",\"description\":\"Event link\",\"url\":\"https://tracxn.com/d/companies/straitsx/__XFEG36UvaZEF1FAIho0bsT_l_5x3dfRcxUSwVjOlkpM\",\"timestamp\":1762173082247},{\"id\":\"event-co-founded-fazz-financial-group-link\",\"description\":\"Event link\",\"url\":\"https://vulcanpost.com/769931/xfers-fintech-payments-crypto-singapore/\",\"timestamp\":1762173082247},{\"id\":\"ly3LCu9IhY\",\"description\":\"LinkedIn: Victor Liew Jia Hao\",\"timestamp\":1762173384945,\"url\":\"https://www.linkedin.com/in/victorliewjiahao/\"}]"},{"id":"linkedin_profile","value":"https://www.linkedin.com/in/victorliewjiahao/"},{"id":"previous_cid","value":"\"https://ipfs.everipedia.org/ipfs/QmcSQXLUkV4iPGyjSmyfso2bzjb3z1yijnt2zjmy6v6n9T\""},{"id":"commit-message","value":"\"docs(Victor Liew): Add internal links and founder metadata for StraitsX\""},{"id":"previous_cid","value":"QmcSQXLUkV4iPGyjSmyfso2bzjb3z1yijnt2zjmy6v6n9T"}],"events":[{"id":"3522c94f-3144-4815-8a4a-19fa5ee8bf19","date":"2014-04","title":"Founded Xfers","type":"CREATED","description":"Co-founded Xfers, a digital payments platform, which began as a project with Tianwei Liu. The company was incorporated in April 2014.","link":"https://tracxn.com/d/companies/straitsx/__XFEG36UvaZEF1FAIho0bsT_l_5x3dfRcxUSwVjOlkpM","multiDateStart":null,"multiDateEnd":null,"continent":null,"country":null},{"id":"a51fb64e-ee56-423d-8167-cbca5483adb4","date":"2015-06","title":"Joined Y Combinator","type":"DEFAULT","description":"Xfers, the company he co-founded, was accepted into the Y Combinator Summer 2015 (S15) accelerator program, prompting him to leave his previous job to focus on it full-time.","link":"https://vulcanpost.com/769931/xfers-fintech-payments-crypto-singapore/","multiDateStart":null,"multiDateEnd":null,"continent":null,"country":null},{"id":"437b0278-cf5a-422d-9265-e2fb6caf7740","date":"2018-12","title":"eFounders Fellowship","type":"DEFAULT","description":"Participated in the eFounders Fellowship program hosted by the Alibaba Group.","link":"https://theorg.com/org/straitsx/org-chart/victor-liew-jia-hao","multiDateStart":null,"multiDateEnd":null,"continent":null,"country":null}],"user":{"id":"0x8af7a19a26d8fbc48defb35aefb15ec8c407f889"},"author":{"id":"0x8af7a19a26d8fbc48defb35aefb15ec8c407f889"},"operator":{"id":"0x4a2bC97afBF41a2Cbf4b4628F63420682Ff4CF2a"},"language":"en","version":1,"linkedWikis":{"blockchains":[],"founders":["straitsx"],"speakers":[]}}