{"id":"coinbase-advisor","title":"Coinbase Advisor","content":"**Coinbase Advisor** is an AI-powered financial advisory feature integrated within the [Coinbase](https://iq.wiki/wiki/coinbase) mobile application. It is designed to provide users with personalized market information, investment guidance, and portfolio construction based on their financial goals and risk profile. The tool functions as a non-discretionary service, meaning it suggests actions and facilitates trade execution, but requires explicit user approval for all transactions. [\\[1\\]](#cite-id-mmlLb43DoQDrZ9MZ)​\n\n## Overview\n\n![](https://ipfs.everipedia.org/ipfs/QmfHp4AoNNoAaCT5QbFBe2p9kt8wCgTDWBBUK96Jj3nWDc)\n\n​[Coinbase](https://iq.wiki/wiki/coinbase) Advisor is an artificial intelligence-driven tool designed to make financial guidance more accessible to a broad user base. [Coinbase](https://iq.wiki/wiki/coinbase) positions the feature as a way to \"democratize\" financial advice, which it describes as having historically been a luxury product. The service operates 24/7 as an \"intelligent co-pilot\" within the main [Coinbase](https://iq.wiki/wiki/coinbase) app, aiming to provide users with institutional-grade market briefings, personalized portfolio recommendations, and a streamlined process for trade execution. The tool functions by processing user inputs, such as financial goals and risk tolerance, in combination with real-time market data, the user's current holdings, and daily news. It can answer natural language questions about economic trends, generate diversified portfolio strategies, and explain how market events might impact a user's specific investments. While it assists in decision-making and can set up complex trades, the platform maintains a non-discretionary model. This ensures that the user retains final control, as they must review, modify, and authorize every action before any funds are moved or transactions are executed. [\\[1\\]](#cite-id-mmlLb43DoQDrZ9MZ)  [\\[3\\]](#cite-id-JeNdILSVKERlioqH) \n\n## Features\n\nCoinbase Advisor operates through Coinbase Advisors, LLC, a registered Commodity Trading Advisor and NFA member, and provides guidance in accordance with applicable regulatory standards. Its portfolio recommendations are generated by AI models based on established investment frameworks, real-time market data, user inputs, current holdings, and individual risk profiles. The tool does not execute trades automatically; users must review and approve all actions before any transaction occurs. Current features support spot [crypto](https://iq.wiki/wiki/cryptocurrency) assets, automated dollar-cost averaging strategies, and [USDC](https://iq.wiki/wiki/usdc) lending, with plans to expand into additional asset classes. Users can modify suggested portfolios by adjusting allocations, amounts, and thematic exposures before execution. [\\[2\\]](#cite-id-VKIdwQZRiXVjmPjN) \n\n#### Key Capabilities\n\n* **Market Analysis and Insights:** The tool provides on-demand \"institutional-grade briefings\" and can answer user questions about macroeconomic trends (e.g., \"What is the impact of recent inflation data?\") or specific asset prices (e.g., \"the current price of [bitcoin](https://iq.wiki/wiki/bitcoin-btc)\").\n* **Portfolio Generation and Customization:** Based on a user's profile, the Advisor can build suggestions for a diversified portfolio. The user can then modify the AI-generated portfolio by adjusting asset allocations, changing purchase amounts, or adding specific investment themes such as \"AI exposure\" or \"[DeFi](https://iq.wiki/wiki/defi).\"\n* **Proactive Suggestions:** The tool is designed to go beyond direct user queries by identifying and suggesting investment opportunities that a user may not have considered or \"thought to ask about.\"\n* **Trade Execution:** [Coinbase](https://iq.wiki/wiki/coinbase) Advisor facilitates the execution of complex strategies and bundles various [Coinbase](https://iq.wiki/wiki/coinbase) products into a single, actionable plan. It is described as bridging \"the gap between idea and execution.\" However, every action must be explicitly reviewed and authorized by the user before execution. [\\[1\\]](#cite-id-mmlLb43DoQDrZ9MZ)  [\\[3\\]](#cite-id-JeNdILSVKERlioqH) ","summary":"Coinbase Advisor is an AI-driven tool in the Coinbase app providing real-time market information and personalized investment guidance. It assists with portfolio...","images":[{"id":"QmeqNopAjDqMmACxzkrf3r2Wx5KUojWwaKWEM6EDVb9Zju","type":"image/jpeg, image/png"}],"categories":[{"id":"dapps","title":"Dapps"}],"tags":[{"id":"Ethereum"},{"id":"Protocols"},{"id":"CEXes"},{"id":"Solana"},{"id":"AI"}],"media":[{"id":"QmfHp4AoNNoAaCT5QbFBe2p9kt8wCgTDWBBUK96Jj3nWDc","size":null,"name":"2X0pJcGn8LjzUqqH.png","type":null,"source":"IPFS_IMG"}],"metadata":[{"id":"references","value":"[\n  {\n    \"id\": \"mmlLb43DoQDrZ9MZ\",\n    \"url\": \"https://www.coinbase.com/en-ca/advisor\",\n    \"description\": \"Coinbase Advisor product information page\",\n    \"timestamp\": 1767969798015\n  },\n  {\n    \"id\": \"VKIdwQZRiXVjmPjN\",\n    \"url\": \"https://www.dlnews.com/articles/markets/coinbase-to-launch-stock-trading-prediction-market-ai-advisor/\",\n    \"description\": \"DL News on Coinbase Advisor's stated goal\",\n    \"timestamp\": 1767969798015\n  },\n  {\n    \"id\": \"JeNdILSVKERlioqH\",\n    \"url\": \"https://www.coinbase.com/en-gb/blog/system-update-the-future-of-finance-is-on-coinbase\",\n    \"description\": \"Coinbase blog post on Advisor personalization\",\n    \"timestamp\": 1767969798015\n  }\n]"},{"id":"website","value":"https://www.coinbase.com/en-ca/advisor"},{"id":"references","value":"https://www.coinbase.com/en-gb/blog/system-update-the-future-of-finance-is-on-coinbase"},{"id":"references","value":"https://www.dlnews.com/articles/markets/coinbase-to-launch-stock-trading-prediction-market-ai-advisor/"},{"id":"previous_cid","value":"\"https://ipfs.everipedia.org/ipfs/QmTMAu2F6SdiSVaKiGNnGAzEfC9QuXqLGcf88YpnJuzd4j\""},{"id":"commit-message","value":"\"Updated content and fixed data formatting\""},{"id":"previous_cid","value":"QmTMAu2F6SdiSVaKiGNnGAzEfC9QuXqLGcf88YpnJuzd4j"}],"events":[{"id":"cd08bf43-7183-424a-969b-7711e82cbefc","date":"2025-12-01","title":"Coinbase Advisor Announced","type":"CREATED","description":"Coinbase officially announced Coinbase Advisor in a blog post as part of a wider product expansion aimed at transforming Coinbase into an 'Everything Exchange'.","link":"https://www.coinbase.com/en-gb/blog/system-update-the-future-of-finance-is-on-coinbase","multiDateStart":null,"multiDateEnd":null,"continent":null,"country":null},{"id":"24a1dab0-0d1b-4259-a191-6e81aaca1038","date":"2025-12-01","title":"Product Unveiled at San Francisco Event","type":"DEFAULT","description":"Coinbase executives, including Lincoln Murr, presented Coinbase Advisor during a live-streamed event in San Francisco, outlining its goal to democratize financial guidance.","link":"https://www.dlnews.com/articles/markets/coinbase-to-launch-stock-trading-prediction-market-ai-advisor/","multiDateStart":null,"multiDateEnd":null,"continent":null,"country":null}],"user":{"id":"0x8af7a19a26d8fbc48defb35aefb15ec8c407f889"},"author":{"id":"0x8AF7a19a26d8FBC48dEfB35AEfb15Ec8c407f889"},"operator":{"id":"0x1E23b34d3106F0C1c74D17f2Cd0F65cdb039b138"},"language":"en","version":1,"linkedWikis":{"blockchains":["ethereum","solana","coinbase"],"founders":["brian-armstrong","fred-ehrsam"],"speakers":[]},"recentActivity":"{\"items\":[{\"id\":\"f337b093-efa9-43a6-86a9-9472d8d9b672\",\"title\":\"Coinbase Advisor\",\"description\":\"Coinbase Advisor is an AI-driven tool in the Coinbase app providing real-time market information and personalized investment guidance. It assists with portfolio planning and trade execution, requiring user approval for all actions.\",\"timestamp\":\"2026-01-09T15:05:30.579Z\",\"category\":\"dapps\",\"status\":{\"icon\":\"RiGlobalLine\",\"label\":\"Wiki Updated\",\"iconClassName\":\"text-green-500\"},\"user\":{\"name\":\"0x8af7a19a26d8fbc48defb35aefb15ec8c407f889\",\"address\":\"0xacb6c5AD52b8f605299B0d774CE97F26e3DB80c2\"},\"button\":{\"label\":\"View Summary\",\"icon\":\"RiFileTextLine\"},\"summarySections\":[{\"title\":\"Images\",\"subtitle\":\"Updated the page's media, replacing a gallery with a single featured image.\",\"variant\":\"modified\",\"changeCount\":2,\"changes\":[\"Removed 5 images from the gallery.\",\"Added new featured image '2X0pJcGn8LjzUqqH.png'.\"]},{\"title\":\"Overview\",\"subtitle\":\"An image was added to the section.\",\"variant\":\"modified\",\"changeCount\":1,\"changes\":[\"Added an image to the Overview section.\"]},{\"title\":\"Features\",\"subtitle\":\"Internal links were added to the section.\",\"variant\":\"modified\",\"changeCount\":2,\"changes\":[\"Added internal link to 'crypto'.\",\"Added internal link to 'USDC'.\"]},{\"title\":\"Key Capabilities\",\"subtitle\":\"Internal links were added to the 'Key Capabilities' subsection.\",\"variant\":\"modified\",\"changeCount\":2,\"changes\":[\"Added internal link to 'bitcoin'.\",\"Added internal link to 'DeFi'.\"]}]}]}"}