{"id":"nonbank","title":"Nonbank","content":"**Nonbank** is a financial management application designed to integrate traditional banking and [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) services into a single platform. The application aims to provide users with a unified interface for managing a diverse range of financial assets, including those held in bank accounts, [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) exchanges, and non-custodial wallets. [\\[1\\]](#cite-id-1FYIc5qyUG)\n\n## Overview\n\nNonbank is a financial platform in development that combines custodial and non-custodial services, aiming to integrate traditional finance with [decentralized finance](https://iq.wiki/wiki/defi) in a single application. It is designed to allow users to manage multiple types of accounts, including [crypto wallets](https://iq.wiki/wiki/cryptocurrency-wallet), [hardware wallets](https://iq.wiki/wiki/hardware-wallet), [centralized exchanges](https://iq.wiki/wiki/cex-centralized-exchange), and bank accounts. The application is multi-chain, supporting [TRON](https://iq.wiki/wiki/tron), [Ethereum](https://iq.wiki/wiki/ethereum), [Base](https://iq.wiki/wiki/base), [Arbitrum](https://iq.wiki/wiki/arbitrum), [BNB Chain](https://iq.wiki/wiki/binance-smart-chain), [Solana](https://iq.wiki/wiki/solana), [Sui](https://iq.wiki/wiki/sui), and [Bitcoin](https://iq.wiki/wiki/bitcoin).\n\nThe platform introduces features such as **Spaces**, which let users organize and view assets across different accounts in one place. Security is supported by an **AML watchtower**, which monitors transactions for links to sanctioned or suspicious wallets and can recommend asset adjustments in volatile conditions. Nonbank also provides tools for [crypto](https://iq.wiki/wiki/cryptocurrency) trading, support for [hardware wallet](https://iq.wiki/wiki/hardware-wallet) connections, and built-in analytics for managing both [fiat](https://iq.wiki/wiki/fiat-money) and digital assets. To encourage engagement, it incorporates gamification elements, including tasks, rewards, and an internal token called **Nons**, which users can earn through participation and activity. Users of Nonbank do not have to pay [gas](https://iq.wiki/wiki/gas) fees, as the project covers them. [\\[7\\]](#cite-id-tOvi4F4TWP)\n\n## Products\n\n### Nonbank App\n\nThe Nonbank mobile application, available on iOS and Android, is the platform’s central product, serving as an aggregator for financial management. It enables users to connect multiple financial accounts for a unified portfolio view, and includes features such as portfolio analytics, simplified asset transfers, and security monitoring. [\\[1\\]](#cite-id-1FYIc5qyUG)\n\n### NON ID\n\nNON ID is a decentralized identity feature integrated within the Nonbank ecosystem. Each user is entitled to a unique NON ID, which serves as a universal address for receiving funds, replacing the need to manage multiple [crypto](https://iq.wiki/wiki/cryptocurrency) addresses or bank account numbers for inbound transactions. Users can customize the appearance of their NON ID, and the system allows for the identity to be [minted](https://iq.wiki/wiki/minting) as a [Non-Fungible Token (NFT)](https://iq.wiki/wiki/non-fungible-token-nft). The NON ID is also linked to the platform's rewards system, granting users access to bonuses and other perks from Nonbank and its partners. [\\[7\\]](#cite-id-tOvi4F4TWP)\n\n## Features\n\nNonbank includes a set of features designed to centralize asset management, improve security, and encourage user participation. It enables unified portfolio management by connecting non-custodial wallets, [hardware wallets](https://iq.wiki/wiki/hardware-wallet), [centralized exchanges](https://iq.wiki/wiki/cex-centralized-exchange), and traditional bank accounts within a single application. Users can analyze their holdings through built-in portfolio analytics and a scanner that provides insights across all connected accounts.\n\nThe platform simplifies asset movement with a one-tap transfer system, eliminating the need for third-party services. Security is reinforced through the [AML](https://iq.wiki/wiki/anti-money-laundering-aml) watchtower, which checks transactions for links to sanctioned or suspicious addresses, and by allowing hardware wallet integration for offline key storage. Collaborative shared spaces enable multiple users to jointly manage funds for collective goals. To promote engagement, the platform applies gamification, where users earn internal tokens called Nons by completing tasks or activities, which can also unlock additional free transactions beyond the monthly allocation. [\\[1\\]](#cite-id-1FYIc5qyUG) [\\[7\\]](#cite-id-tOvi4F4TWP)\n\n## Nons\n\n\"Nons\" are the internal utility coins of the Nonbank platform. They are not a publicly traded [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) but rather a rewards currency earned through user activity within the application. Users can accumulate Nons by completing specified tasks, inviting new users, participating in quizzes, and engaging with the platform's features. The primary function of Nons is to unlock additional benefits and rewards for holders within the Nonbank ecosystem. [\\[1\\]](#cite-id-1FYIc5qyUG) [\\[6\\]](#cite-id-ZBk7ZaHJHj)\n\n## Partnerships\n\n* AiXovia\n* Sweat Economy\n* Adventure Layer\n* Streamflow\n* VISTAMURAD\n* Ethervista\n* Jumbo\n* [LinqAI](https://iq.wiki/wiki/linqai)\n* TAN\n* Kangamoon\n* Cryptopia\n* [Decentra](https://iq.wiki/wiki/decentra-ecosystem)","summary":"Nonbank is a financial management application designed to integrate traditional banking and cryptocurrency services. It aims to provide a unified platform for managing custodial and non-custodial assets, including wallets, exchanges, and bank accounts.","images":[{"id":"QmeeFQ2C5eipMhuqudyxQdSxS1fEVQyGkLG9XSu1CMGyLx","type":"image/jpeg, image/png"}],"categories":[{"id":"dapps","title":"dapps"}],"tags":[{"id":"Protocols"},{"id":"Organizations"},{"id":"DEXes"},{"id":"Ethereum"},{"id":"Blockchains"}],"media":[],"metadata":[{"id":"references","value":"[{\"id\":\"1FYIc5qyUG\",\"url\":\"http://nonbank.io/\",\"description\":\"Nonbank official website\",\"timestamp\":1755608964924},{\"id\":\"sX406JNUQu\",\"url\":\"https://twitter.com/nonbank\\\\_io\",\"description\":\"Official X (Twitter) account\",\"timestamp\":1755608964924},{\"id\":\"PjTJZpaMlO\",\"url\":\"https://t.me/nonbankers\",\"description\":\"Official Telegram channel\",\"timestamp\":1755608964924},{\"id\":\"yAI72a3psj\",\"url\":\"https://discord.com/invite/AQUuEKugZh\",\"description\":\"Official Discord server\",\"timestamp\":1755608964924},{\"id\":\"byWZKJFEht\",\"url\":\"https://twitter.com/nonbank\\\\_io/status/1882110951102562445\",\"description\":\"X post on fee model\",\"timestamp\":1755608964924},{\"id\":\"ZBk7ZaHJHj\",\"url\":\"https://twitter.com/nonbank\\\\_io/status/1714574537616920914\",\"description\":\"X post on earning Nons\",\"timestamp\":1755608964924},{\"id\":\"tOvi4F4TWP\",\"description\":\"Intro to Nonbank | Nonbank Blog\",\"timestamp\":1755717004889,\"url\":\"https://nonbank.io/blog/nonbank-intro\"}]"},{"id":"website","value":"https://nonbank.io/"},{"id":"twitter_profile","value":"https://twitter.com/nonbank_io"},{"id":"telegram_profile","value":"https://t.me/nonbankers"},{"id":"discord_profile","value":"https://discord.com/invite/AQUuEKugZh"},{"id":"previous_cid","value":"\"https://ipfs.everipedia.org/ipfs/QmYuCyHFUip6GUYn71KjChWXzrgHL2ZckUzXfE2SxEPEP2\""},{"id":"commit-message","value":"\"docs: Adjust heading levels for improved article structure and hierarchy.\""},{"id":"previous_cid","value":"QmYuCyHFUip6GUYn71KjChWXzrgHL2ZckUzXfE2SxEPEP2"}],"events":[{"id":"0310b18d-3dca-4a91-bfa0-f37dce046cd2","date":"2023-08","title":"Nonbank Founded","type":"CREATED","description":"Nonbank was established, with its official X (formerly Twitter) account being created in August 2023.","multiDateStart":null,"multiDateEnd":null},{"id":"ffd1655e-d6db-45fb-a589-bbb03bde2d78","date":"2024-03","title":"Tron Wallet Launch","type":"DEFAULT","description":"According to its roadmap, Nonbank launched its Tron wallet, providing users with features for the TRON blockchain in a user-friendly interface.","multiDateStart":null,"multiDateEnd":null},{"id":"a1a311ea-2f03-4fa9-8d53-6ed96a786af0","date":"2024-09","title":"Multi-Blockchain Wallet Launch","type":"DEFAULT","description":"Nonbank expanded its capabilities by launching a multi-blockchain wallet, allowing users to manage assets across various non-custodial wallets from a single application.","multiDateStart":null,"multiDateEnd":null},{"id":"fa71a323-cd7f-4fae-a0a9-803939ae5cc6","date":"2024-12","title":"Full Wallet Integration","type":"DEFAULT","description":"The platform integrated support for custodial, non-custodial, and exchange wallets, further centralizing financial management for its users.","multiDateStart":null,"multiDateEnd":null},{"id":"b41ed5a6-f8c4-4a07-99a6-fa38f9a875cd","date":"2024-06","title":"Bank and Crypto Integration","type":"DEFAULT","description":"Nonbank plans to integrate traditional bank accounts with crypto funds, enabling users to manage both fiat and digital assets within the same app."}],"user":{"id":"0x8af7a19a26d8fbc48defb35aefb15ec8c407f889"},"author":{"id":"0x8af7a19a26d8fbc48defb35aefb15ec8c407f889"},"language":"en","version":1,"linkedWikis":{"blockchains":["tron"],"founders":[],"speakers":[]}}