{"id":"terminus","title":"Terminus","content":"**Terminus** is a payment association and PayFi solution that aims to bridge [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) and real-world transactions by enabling [crypto](https://iq.wiki/wiki/cryptocurrency) payments using existing QR codes. It seeks to allow users to pay with [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) at merchants that use [fiat](https://iq.wiki/wiki/fiat-money)-currency payment QR codes, with the merchants receiving payment in regular bank money. [\\[1\\]](#cite-id-VpOq3bDkjN)\n\n## Overview\n\n![](https://ipfs.everipedia.org/ipfs/QmUYbXozKAouxGt4mNd7DDGw9DcCJjBXzZFw9vw8mPZx2D)\n\nTerminus Network is a platform that bridges [Web3](https://iq.wiki/wiki/web3) technology with real-world commerce. It began as a payment network that connects merchants and consumers, enabling real-world transactions through [blockchain](https://iq.wiki/wiki/blockchain) infrastructure. Over time, its focus expanded to integrating tokenomics into traditional business models. [\\[4\\]](#cite-id-lrECqZGupa)\n\nTerminus is focusing on Southeast Asia, and is already operational in Vietnam and Thailand.\n\n## Features\n\n### Universal Payment\n\nTerminus Universal Payment is a system that enables users to pay with [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) while merchants continue to receive payments in [fiat](https://iq.wiki/wiki/fiat-money) currency. This allows [crypto](https://iq.wiki/wiki/cryptocurrency) payments to be integrated seamlessly into traditional point-of-sale environments. Merchants are not required to manage digital assets or handle currency conversions, and there is no onboarding process specific to [crypto](https://iq.wiki/wiki/cryptocurrency) acceptance. Settlements occur normally, making the process simple and compatible with existing operations. [\\[5\\]](#cite-id-JbJdoMdNDD)\n\n### Technology\n\nTerminus supports all major tokens including USDT, USDC, ETH, SOL, TON, BNB across major blockchains like [Solana](https://iq.wiki/wiki/solana), [Ethereum](https://iq.wiki/wiki/ethereum), Tron and Binance Smart Chain. Users can connect both non-custodial wallets (MetaMask, [Trust Wallet](https://iq.wiki/wiki/trust-wallet)) and custodial wallets (Binance Pay, Gate Pay) for maximum flexibility. Payments are processed through a three-step system: crypto custody (1-2 minutes), OTC conversion (seconds), and fiat settlement to merchants (seconds)\n\n## Partnerships\n\n### Terminus Payment Association\n\n![](https://ipfs.everipedia.org/ipfs/QmS7DrAEGTzPSXvAQWrz1eTjQQEUKwL3ZBUa4Nskkh7172)\n\nThe Terminus Payment Association is a collaborative initiative formed to support the integration of [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) payments into real-world systems. It includes participants from both the [blockchain](https://iq.wiki/wiki/blockchain) and traditional finance sectors. Key founding members are Terminus, [BNB Chain](https://iq.wiki/wiki/binance-smart-chain), AEON, and [Alchemy Pay](https://iq.wiki/wiki/alchemy-pay). The association brings together infrastructure providers and stakeholders to help bridge digital and fiat payment systems. [\\[5\\]](#cite-id-JbJdoMdNDD) [\\[6\\]](#cite-id-Rxl4H9hAjT) [\\[7\\]](#cite-id-7uWeOEqsBw)\n\n### Other Partnerships\n\n* CBPAY Global\n* Bee Network\n* XDB Chain\n* 4EVERLAND","summary":"Terminus aims to bridge Web3 and real-world economies by enabling crypto payments using existing QR codes. It focuses on ease of use for both consumers and merchants, with no currency conversion or new hardware required.","images":[{"id":"QmYF3yJWhtanVA3iFZiyrTvKdrgxD18vWi4Ytsx635H9j8","type":"image/jpeg, image/png"}],"categories":[{"id":"dapps","title":"dapps"}],"tags":[{"id":"Blockchains"},{"id":"Protocols"},{"id":"DEXes"},{"id":"Organizations"},{"id":"Ethereum"}],"media":[{"id":"QmUYbXozKAouxGt4mNd7DDGw9DcCJjBXzZFw9vw8mPZx2D","name":"Captu.JPG","caption":"","thumbnail":"QmUYbXozKAouxGt4mNd7DDGw9DcCJjBXzZFw9vw8mPZx2D","source":"IPFS_IMG"},{"id":"QmS7DrAEGTzPSXvAQWrz1eTjQQEUKwL3ZBUa4Nskkh7172","name":"GYU_zGhaQAAl6kI.jpeg","caption":"","thumbnail":"QmS7DrAEGTzPSXvAQWrz1eTjQQEUKwL3ZBUa4Nskkh7172","source":"IPFS_IMG"}],"metadata":[{"id":"references","value":"[{\"id\":\"VpOq3bDkjN\",\"url\":\"https://terminus.network\",\"description\":\"Terminus official website\",\"timestamp\":1747601712097},{\"id\":\"UBGY6iXnx4\",\"url\":\"https://x.com/terminus\\\\_pos/status/1900163298030739512\",\"description\":\"Terminus partnership announcement with XDB CHAIN\",\"timestamp\":1747601712097},{\"id\":\"6B8Dpd1sDe\",\"url\":\"https://x.com/terminus\\\\_pos/status/1838946198566396022\",\"description\":\"Terminus partnership announcement with Alchemy Pay\",\"timestamp\":1747601712097},{\"id\":\"lrECqZGupa\",\"description\":\"Bridging Web3 and Real World Economy | Twitter\",\"timestamp\":1747846841648,\"url\":\"https://x.com/terminus_pos/status/1807700699108790534\"},{\"id\":\"JbJdoMdNDD\",\"description\":\"Terminus Deck\",\"timestamp\":1747846862546,\"url\":\"https://docsend.com/view/mjhzsztkbnkspwcm\"},{\"id\":\"Rxl4H9hAjT\",\"description\":\"Terminus Payment Association 1 | Twitter\",\"timestamp\":1747846885564,\"url\":\"https://x.com/terminus_pos/status/1838946198566396022\"},{\"id\":\"7uWeOEqsBw\",\"description\":\"Terminus Redefines Payment Association | Twitter\",\"timestamp\":1747846922788,\"url\":\"https://x.com/terminus_pos/status/1844221550175846794\"}]"},{"id":"discord_profile","value":"https://discord.com/invite/6mJDaz2Tc8"},{"id":"website","value":"https://terminus.network/"},{"id":"twitter_profile","value":"https://x.com/terminus_pos"},{"id":"telegram_profile","value":"https://t.me/terminus_network_pos"},{"id":"previous_cid","value":"\"https://ipfs.everipedia.org/ipfs/QmQT97HiDpKXX7VuiLjwJXVgQtf6nymbECid5EwM6L1r1v\""},{"id":"commit-message","value":"\"Update Terminus article: Add tech details (assets, wallets, flow) and SE Asia focus.\""},{"id":"previous_cid","value":"QmQT97HiDpKXX7VuiLjwJXVgQtf6nymbECid5EwM6L1r1v"}],"events":[],"user":{"id":"0x8af7a19a26d8fbc48defb35aefb15ec8c407f889"},"author":{"id":"0x8af7a19a26d8fbc48defb35aefb15ec8c407f889"},"language":"en","version":1,"linkedWikis":{"blockchains":[],"founders":[],"speakers":[]}}