{"id":"yuzu-money","title":"Yuzu Money","content":"**Yuzu Money** is a [decentralized finance (DeFi)](https://iq.wiki/wiki/defi) protocol that provides access to high-yield investment strategies through its core product, yzUSD, an overcollateralized [stablecoin](https://iq.wiki/wiki/stablecoin). The platform aims to simplify participation in [DeFi](https://iq.wiki/wiki/defi) by packaging curated, complex yield-generating strategies into a single token, thereby abstracting the associated technical challenges, research requirements, and risks for the end-user. [\\[1\\]](#cite-id-s5l0e7p0Fo0YQUw0) [\\[2\\]](#cite-id-aG0fbTSj2FIHmA5m) \n\n## Overview\n\nYuzu Money was designed to address the high barriers to entry in the [DeFi](https://iq.wiki/wiki/defi) sector, which include a steep learning curve, the need for constant research in a rapidly evolving ecosystem, and persistent financial and technical risks. The protocol's solution is to wrap these complex strategies into a single [stablecoin](https://iq.wiki/wiki/stablecoin), yzUSD, which is layered with what it describes as institutional-grade risk mitigation. This allows users to gain exposure to [DeFi](https://iq.wiki/wiki/defi) yields by simply holding a stable-value asset. The project is built upon three core principles: offering high yields, providing robust user protection, and maintaining verifiable transparency. The project was created by an anonymous group described as \"OG DeFi yield farmers\" and is incubated by Ouroboros Capital.  The core mission, as stated in its communications, is \"to make some of the highest yields in [DeFi](https://iq.wiki/wiki/defi) accessible to everyone.\" The protocol also operates on the Plasma network. [\\[5\\]](#cite-id-bIBjAW4zqmbYQKNf) [\\[2\\]](#cite-id-aG0fbTSj2FIHmA5m)  [\\[3\\]](#cite-id-cmc3nbcZCmbwfk1r) \n\n## **Features**\n\nYuzu provides a structured framework for accessing on-chain yield with integrated risk controls. Its core asset, yzUSD, is an overcollateralized stablecoin supported by diversified on-chain strategies.\n\nKey features include:\n\n* **Risk Tranching (yzPP):** A first-loss tranche offering higher target yields in exchange for increased risk exposure. \n* **Exploit Monitoring:** Real-time on-chain surveillance through a semi-automated system designed to respond to potential exploits. \n* [**Smart Contract**](https://iq.wiki/wiki/smart-contract) **Coverage:** Protocol-level insurance applied to specific exploit categories through third-party providers.   [\\[10\\]](#cite-id-4Xp37lQuCL1RLt9V)  [\\[1\\]](#cite-id-s5l0e7p0Fo0YQUw0) \n\n## Tokenomics\n\nYuzu operates with a dual-asset structure consisting of its native token, $YUZU, and its ecosystem [stablecoin](https://iq.wiki/wiki/stablecoin), yzUSD, along with its staked variant syzUSD.\n\n* **$YUZU:** Serves as the platform’s utility and [governance token](https://iq.wiki/wiki/governance-tokens). It has no equity characteristics and does not provide claims on profits, assets, or returns. \n* **yzUSD (Yuzu Stablecoin):** An overcollateralized asset-referenced token targeting a value of US$1. Collateral remains fully on-chain, supported by a Proof-of-Reserves dashboard. [Minting](https://iq.wiki/wiki/minting) and redemption are accessible only to eligible participants who meet [KYC](https://iq.wiki/wiki/know-your-customer-kyc)/[AML](https://iq.wiki/wiki/anti-money-laundering-aml) and related requirements. \n* **syzUSD (Staked yzUSD):** An [ERC-4626](https://iq.wiki/wiki/erc-4626) vault token representing staked yzUSD. It enables [DeFi](https://iq.wiki/wiki/defi) composability, with yield accrual determined by the program’s staking policies and underlying portfolio performance.  [\\[6\\]](#cite-id-rUcmYm8IeyY88XmR)  [\\[9\\]](#cite-id-6K0wbk5IST4DQDX8)  [\\[8\\]](#cite-id-PMplVz1E1YkJlkHW) \n\n## Partnerships\n\n* **Incubator:** The project is incubated by Ouroboros Capital. [\\[3\\]](#cite-id-cmc3nbcZCmbwfk1r)\n* **DeFi Protocols:** Yuzu Money's tokens are integrated with Euler Finance for lending markets and with [Pendle Finance](https://iq.wiki/wiki/pendle-finance) for liquidity provision and yield trading. [\\[5\\]](#cite-id-bIBjAW4zqmbYQKNf)\n* **Security Partners:** The protocol collaborates with Hypernative for real-time threat detection (via its Sentinel system), [Nexus Mutual](https://iq.wiki/wiki/nexus-mutual) for smart contract insurance, and Fordefi for MPC-based wallet infrastructure. [\\[2\\]](#cite-id-aG0fbTSj2FIHmA5m) [\\[7\\]](#cite-id-tK03C6Mx8wv24T3d)\n* **Transparency and Verification:** Accountable provides the technology for Yuzu Money's zero-knowledge proof of reserves. [\\[1\\]](#cite-id-s5l0e7p0Fo0YQUw0)\n* **Institutional Partners:** K3 Capital curated the syzUSD markets on the Euler Finance platform. [\\[5\\]](#cite-id-bIBjAW4zqmbYQKNf)","summary":"Yuzu Money is a DeFi protocol simplifying access to high-yield strategies through its overcollateralized stablecoin, yzUSD. It bundles curated DeFi strategies i...","images":[{"id":"QmXN3Dyu71NQfb35mJvTG5iR4YqLWnUxERqKkeCGhcUBHE","type":"image/jpeg, image/png"}],"categories":[{"id":"defi","title":"Decentralized Finance"}],"tags":[{"id":"Protocols"},{"id":"Founders"},{"id":"Stablecoins"},{"id":"Organizations"}],"media":[],"metadata":[{"id":"references","value":"[{\"id\":\"s5l0e7p0Fo0YQUw0\",\"url\":\"https://yuzu.money/\",\"description\":\"Yuzu Money official website\",\"timestamp\":1765283638392},{\"id\":\"aG0fbTSj2FIHmA5m\",\"url\":\"https://yuzumoney.medium.com/introducing-yuzu-money-e065ca8bd045\",\"description\":\"Introducing Yuzu Money on Medium\",\"timestamp\":1765283638392},{\"id\":\"cmc3nbcZCmbwfk1r\",\"url\":\"https://x.com/YuzuMoneyX/status/1996180308035826151\",\"description\":\"Yuzu Money X post on yzPP launch\",\"timestamp\":1765283638392},{\"id\":\"7LQrKA1rDu0cZQgu\",\"url\":\"https://x.com/YuzuMoneyX/status/1966343376799948946\",\"description\":\"Yuzu Money introduction on X\",\"timestamp\":1765283638392},{\"id\":\"bIBjAW4zqmbYQKNf\",\"url\":\"https://x.com/YuzuMoneyX\",\"description\":\"Yuzu Money official X profile\",\"timestamp\":1765283638392},{\"id\":\"rUcmYm8IeyY88XmR\",\"url\":\"https://yuzu-money.gitbook.io/yuzu-money/yuzu-stablecoin/yuzu-stablecoin-yzusd\",\"description\":\"Yuzu Money Gitbook on yzUSD\",\"timestamp\":1765283638392},{\"id\":\"tK03C6Mx8wv24T3d\",\"url\":\"https://yuzu-money.gitbook.io/yuzu-money\",\"description\":\"Yuzu Money Gitbook main page\",\"timestamp\":1765283638392},{\"id\":\"PMplVz1E1YkJlkHW\",\"description\":\"Yuzu Money Gitbook: yzPP\",\"timestamp\":1765283961191,\"url\":\"https://yuzu-money.gitbook.io/yuzu-money/yuzu-stablecoin/yuzu-protection-pool-yzpp\"},{\"id\":\"6K0wbk5IST4DQDX8\",\"description\":\"Yuzu Money Gitbook: Utility & Governance Token\",\"timestamp\":1765283980090,\"url\":\"https://yuzu-money.gitbook.io/yuzu-money/utility-and-governance-token/usdyuzu\"},{\"id\":\"4Xp37lQuCL1RLt9V\",\"description\":\"Yuzu Money Gitbook: Core Features & Value Proposition\",\"timestamp\":1765284096190,\"url\":\"https://yuzu-money.gitbook.io/yuzu-money/core-features/core-features-and-value-proposition\"}]"},{"id":"website","value":"https://yuzu.money/"},{"id":"twitter_profile","value":"https://x.com/YuzuMoneyX"},{"id":"discord_profile","value":"https://discord.gg/yuzumoney"},{"id":"medium_profile","value":"https://yuzumoney.medium.com/"},{"id":"references","value":"[{\"id\":\"s5l0e7p0Fo0YQUw0\",\"url\":\"https://yuzu.money/\",\"description\":\"Yuzu Money official website\",\"timestamp\":1765283638392},{\"id\":\"aG0fbTSj2FIHmA5m\",\"url\":\"https://yuzumoney.medium.com/introducing-yuzu-money-e065ca8bd045\",\"description\":\"Introducing Yuzu Money on Medium\",\"timestamp\":1765283638392},{\"id\":\"cmc3nbcZCmbwfk1r\",\"url\":\"https://x.com/YuzuMoneyX/status/1996180308035826151\",\"description\":\"Yuzu Money X post on yzPP launch\",\"timestamp\":1765283638392},{\"id\":\"7LQrKA1rDu0cZQgu\",\"url\":\"https://x.com/YuzuMoneyX/status/1966343376799948946\",\"description\":\"Yuzu Money introduction on X\",\"timestamp\":1765283638392},{\"id\":\"bIBjAW4zqmbYQKNf\",\"url\":\"https://x.com/YuzuMoneyX\",\"description\":\"Yuzu Money official X profile\",\"timestamp\":1765283638392},{\"id\":\"rUcmYm8IeyY88XmR\",\"url\":\"https://yuzu-money.gitbook.io/yuzu-money/yuzu-stablecoin/yuzu-stablecoin-yzusd\",\"description\":\"Yuzu Money Gitbook on yzUSD\",\"timestamp\":1765283638392},{\"id\":\"tK03C6Mx8wv24T3d\",\"url\":\"https://yuzu-money.gitbook.io/yuzu-money\",\"description\":\"Yuzu Money Gitbook main page\",\"timestamp\":1765283638392},{\"id\":\"PMplVz1E1YkJlkHW\",\"description\":\"Yuzu Money Gitbook: yzPP\",\"timestamp\":1765283961191,\"url\":\"https://yuzu-money.gitbook.io/yuzu-money/yuzu-stablecoin/yuzu-protection-pool-yzpp\"},{\"id\":\"6K0wbk5IST4DQDX8\",\"description\":\"Yuzu Money Gitbook: Utility & Governance Token\",\"timestamp\":1765283980090,\"url\":\"https://yuzu-money.gitbook.io/yuzu-money/utility-and-governance-token/usdyuzu\"},{\"id\":\"4Xp37lQuCL1RLt9V\",\"description\":\"Yuzu Money Gitbook: Core Features & Value Proposition\",\"timestamp\":1765284096190,\"url\":\"https://yuzu-money.gitbook.io/yuzu-money/core-features/core-features-and-value-proposition\"}]"},{"id":"coingecko_profile","value":"https://www.coingecko.com/en/coins/yuzu-usd"},{"id":"previous_cid","value":"\"https://ipfs.everipedia.org/ipfs/QmPEM6rAo6vLAfgAPV1r3Atv6HA7CPh6N1hfuvZAHeeFNU\""},{"id":"commit-message","value":"\"Updated content, standardized event dates, and fixed IDs\""},{"id":"previous_cid","value":"QmPEM6rAo6vLAfgAPV1r3Atv6HA7CPh6N1hfuvZAHeeFNU"}],"events":[{"id":"22a7f8ec-0284-4352-ac57-8783cc0c1caa","date":"2025-09-01","title":"Yuzu Money Introduced","type":"CREATED","description":"Yuzu Money was officially introduced via a Medium article, detailing its mission to simplify DeFi with the yzUSD stablecoin and its three pillars: High Yield, Protection, and Transparency.","link":"https://yuzumoney.medium.com/introducing-yuzu-money-e065ca8bd045","multiDateStart":null,"multiDateEnd":null,"continent":null,"country":null},{"id":"22ac390f-156e-407d-9e87-b7f393eead93","date":"2025-10-01","title":"Yuzu Money Protocol Launch","type":"DEFAULT","description":"The Yuzu Money protocol officially launched, enabling its high-yield stablecoin, yzUSD, on the Plasma network.","link":"https://x.com/YuzuMoneyX","multiDateStart":null,"multiDateEnd":null,"continent":null,"country":null},{"id":"f29de33d-669e-43b2-9b9d-f967ba9e940a","date":"2025-12-01","title":"Yuzu Protection Pool (yzPP) Launch","type":"DEFAULT","description":"The Yuzu Protection Pool (yzPP), the protocol's first-loss tranche, was launched with US$500,000 in seed liquidity from incubator Ouroboros Capital.","link":"https://x.com/YuzuMoneyX/status/1996180308035826151","multiDateStart":null,"multiDateEnd":null,"continent":null,"country":null}],"user":{"id":"0x8af7a19a26d8fbc48defb35aefb15ec8c407f889"},"author":{"id":"0x8AF7a19a26d8FBC48dEfB35AEfb15Ec8c407f889"},"operator":{"id":"0x1E23b34d3106F0C1c74D17f2Cd0F65cdb039b138"},"language":"en","version":1,"linkedWikis":{"blockchains":["ethereum"],"founders":["anon"],"speakers":[]},"recentActivity":"{\"items\":[{\"id\":\"bfd8a314-0420-4ce2-8f45-f490c00dbc68\",\"title\":\"Yuzu Money\",\"description\":\"Yuzu Money is a DeFi protocol simplifying access to high-yield strategies through its overcollateralized stablecoin, yzUSD. It bundles curated DeFi strategies i...\",\"timestamp\":\"2025-12-21T18:43:23.313Z\",\"category\":\"Decentralized Finance\",\"status\":{\"icon\":\"RiGlobalLine\",\"label\":\"Wiki Updated\",\"iconClassName\":\"text-green-500\"},\"user\":{\"name\":\"0x8AF7a19a26d8FBC48dEfB35AEfb15Ec8c407f889\",\"address\":\"0x1E23b34d3106F0C1c74D17f2Cd0F65cdb039b138\"},\"button\":{\"label\":\"View Summary\",\"icon\":\"RiFileTextLine\"},\"summarySections\":[{\"title\":\"Title\",\"subtitle\":\"The title of the wiki was changed.\",\"variant\":\"modified\",\"changeCount\":1,\"changes\":[\"Changed title from \\\"defi\\\" to \\\"Decentralized Finance\\\"\"]},{\"title\":\"Summary\",\"subtitle\":\"The summary text was truncated.\",\"variant\":\"modified\",\"changeCount\":1,\"changes\":[\"Updated summary text.\"]},{\"title\":\"Events\",\"subtitle\":\"The date format for multiple events was updated.\",\"variant\":\"modified\",\"changeCount\":3,\"changes\":[\"Changed event date from \\\"2025-09\\\" to \\\"2025-09-01\\\"\",\"Changed event date from \\\"2025-10\\\" to \\\"2025-10-01\\\"\",\"Changed event date from \\\"2025-12\\\" to \\\"2025-12-01\\\"\"]},{\"title\":\"Images\",\"subtitle\":\"The main image was updated.\",\"variant\":\"modified\",\"changeCount\":1,\"changes\":[\"Updated the main wiki image.\"]},{\"title\":\"Metadata\",\"subtitle\":\"A new metadata item was added.\",\"variant\":\"added\",\"changeCount\":1,\"changes\":[\"Added metadata item 'wiki-score' with value '86'\"]},{\"title\":\"Tags\",\"subtitle\":\"The order of tags was modified.\",\"variant\":\"modified\",\"changeCount\":1,\"changes\":[\"The order of the 'Founders' and 'Stablecoins' tags was swapped.\"]}]}]}"}