{"id":"ypt","title":"YPT","content":"**YPT (Your Private Treasury)** is a [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) payment platform that enables users to spend digital assets like traditional [fiat currency](https://iq.wiki/wiki/fiat-money) through virtual crypto cards accepted by merchants worldwide.\n\n![](https://ipfs.everipedia.org/ipfs/QmccjGpxArMnV7Sqgw6hxHUyeUtPD211kNrYtehh4Wq2vb)\n\n## Overview\n\nYPT operates as a bridge between [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) holdings and everyday spending needs. The platform allows users to load cryptocurrencies such as [USDT](https://iq.wiki/wiki/tether), [USDC](https://iq.wiki/wiki/usdc), [BTC](https://iq.wiki/wiki/bitcoin-btc), and [ETH](https://iq.wiki/wiki/ethereum) onto virtual or physical cards, which can then be used for purchases at over 130 million merchants globally. [[1]](#cite-id-WTN8xA3IkR)\n\nThe platform addresses a key challenge in [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) adoption: the ability to use digital assets for everyday transactions without first converting them to [fiat currency](https://iq.wiki/wiki/fiat-money). By providing seamless payment solutions, YPT aims to make [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) more practical for daily use while maintaining the security and privacy features that [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) users value. [[2]](#cite-id-ERuw6fRqZo)\n\n![](https://ipfs.everipedia.org/ipfs/QmTTcHSRoaY3U7BtNcGo4ZJA4ULswcq8kR3uVMqacRa1VP)\n\n## Products and Services\n\n### Virtual Card\n\n![](https://ipfs.everipedia.org/ipfs/QmdGG71j4hJuzxTF12ezJ3axffJqKHTKNkHuSocXeTxx8H)\n\nYPT's primary product is its virtual card offering, which includes several key features:\n- Easy application process with instant global payment capabilities\n- Support for multiple cryptocurrencies ([USDT](https://iq.wiki/wiki/tether), [USDC](https://iq.wiki/wiki/usdc), [BTC](https://iq.wiki/wiki/bitcoin-btc), [ETH](https://iq.wiki/wiki/ethereum)) with automatic conversion to fiat for purchases\n- Integration with major payment platforms including Apple Pay and Google Pay\n- No requirement for advance fiat conversion before making purchases [[2]](#cite-id-ERuw6fRqZo)\n\n### Cryptocurrency Support\n\nUsers can fund their YPT cards with multiple cryptocurrencies:\n- [USDT](https://iq.wiki/wiki/tether)\n- [USDC](https://iq.wiki/wiki/usdc)\n- [BTC](https://iq.wiki/wiki/bitcoin-btc)\n- [ETH](https://iq.wiki/wiki/ethereum) [[3]](#cite-id-RHcw2TnLB6)\n\n## Features\n- **Global Merchant Acceptance:** Cards are accepted at over 130 million merchants worldwide\n- **No Advance Conversion:** Users don't need to convert their crypto to fiat before making purchases\n- **Identity Verification**: [KYC (Know Your Customer)](https://iq.wiki/wiki/know-your-customer-kyc) procedures to ensure security and regulatory compliance   [[12]](#cite-id-xoF3CluSHb)\n- **PIN Protection**: Enhanced security through PIN code settings\n- **Spending Limits:** Customizable transaction limits for added security  [[11]](#cite-id-uwmE82SuLJ)\n\n## Ecosystem\n\n### Mobile Application\n\nThe YPT mobile app serves as the central hub for users to manage their accounts, apply for cards, deposit cryptocurrency, and track transactions. The app is available for both iOS and Android devices.\n\n## Use Cases\n\n![](https://ipfs.everipedia.org/ipfs/QmQ7KqGnuwCpJuhpYVcRA4qcpaCp2TLswJJMtCLpTmcRzx)\n- **Travel**: Hotel bookings, flight purchases, and transportation services\n- **Shopping**: Online and in-store retail purchases at major merchants like Amazon, Hermes, Louis Vuitton, and others\n- **Entertainment:** Gaming purchases and digital content subscriptions\n- **Social Media**: Payments on platforms like TikTok, Facebook, and YouTube\n- **Food and Beverage**\n- **Ride-sharing:** Services like Uber\n- **Subscription Services**\n\n## Partnerships\n- **ZeroSpace**: A \"value layer of social networks\" that transforms social media handles into universal crypto payment addresses [[6]](#cite-id-PwnDMgPCAT)\n- **4Metas/PLAYER DAO**: A partnership focused on on-chain gaming and payments [[7]](#cite-id-N632vIFmr1)\n- **SpiderPool, XHash, SumSub**  [[2]](#cite-id-ERuw6fRqZo) Listed as a business partner on the YPT website [[2]](#cite-id-ERuw6fRqZo)\n- **OmniMCP:** The joint effort focuses on enabling users to build AI-driven tools for optimizing crypto-based spending across a global network of merchants.  [[13]](#cite-id-80ZGh2imnD)\n- **Synbo Protocol:** This collaboration focuses on integrating [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) payment capabilities with emerging [Web3](https://iq.wiki/wiki/web3) investment frameworks to support more efficient and decentralized capital deployment.  [[14]](#cite-id-QVYPlCLjel)\n\n![](https://ipfs.everipedia.org/ipfs/QmQ5KRkKuPfAWtQFPp2vCaqgaG5EijRAFzNkCRpFVyWaek)","summary":"YPT is a platform that simplifies cryptocurrency payments, offering virtual and physical cards for global transactions.","images":[{"id":"Qmf8Ln9FqTETjw41rAcRmY947AR66oWT6wTns4NkRuMzB3","type":"image/jpeg, image/png"}],"categories":[{"id":"dapps","title":"dapps"}],"tags":[{"id":"Marketplaces"}],"media":[{"id":"QmccjGpxArMnV7Sqgw6hxHUyeUtPD211kNrYtehh4Wq2vb","name":"1500x500.jpeg","caption":"","thumbnail":"QmccjGpxArMnV7Sqgw6hxHUyeUtPD211kNrYtehh4Wq2vb","source":"IPFS_IMG"},{"id":"QmTTcHSRoaY3U7BtNcGo4ZJA4ULswcq8kR3uVMqacRa1VP","name":"GnqOFd3asAAhaL8.jpeg","caption":"","thumbnail":"QmTTcHSRoaY3U7BtNcGo4ZJA4ULswcq8kR3uVMqacRa1VP","source":"IPFS_IMG"},{"id":"QmdGG71j4hJuzxTF12ezJ3axffJqKHTKNkHuSocXeTxx8H","name":"스크린샷 2025-05-10 152453.png","caption":"","thumbnail":"QmdGG71j4hJuzxTF12ezJ3axffJqKHTKNkHuSocXeTxx8H","source":"IPFS_IMG"},{"id":"QmS1EteKtkwhASQ5Aeczttx7zFVWpicvfC8cQdi8mZpwWr","name":"스크린샷 2025-05-10 152520.png","caption":"","thumbnail":"QmS1EteKtkwhASQ5Aeczttx7zFVWpicvfC8cQdi8mZpwWr","source":"IPFS_IMG"},{"id":"QmQ7KqGnuwCpJuhpYVcRA4qcpaCp2TLswJJMtCLpTmcRzx","name":"스크린샷 2025-05-10 152636.png","caption":"","thumbnail":"QmQ7KqGnuwCpJuhpYVcRA4qcpaCp2TLswJJMtCLpTmcRzx","source":"IPFS_IMG"},{"id":"QmQ5KRkKuPfAWtQFPp2vCaqgaG5EijRAFzNkCRpFVyWaek","name":"GqfJOyLbcAIRiSF.jpeg","caption":"","thumbnail":"QmQ5KRkKuPfAWtQFPp2vCaqgaG5EijRAFzNkCRpFVyWaek","source":"IPFS_IMG"}],"metadata":[{"id":"references","value":"[{\"id\":\"WTN8xA3IkR\",\"url\":\"https://x.com/YPT\\\\_Official/status/1900451206755209376\",\"description\":\"Twitter announcement\",\"timestamp\":1746693239499},{\"id\":\"ERuw6fRqZo\",\"url\":\"https://ypt.com/\",\"description\":\"Official website\",\"timestamp\":1746693239499},{\"id\":\"RHcw2TnLB6\",\"url\":\"https://ypt.com/download\",\"description\":\"Download page\",\"timestamp\":1746693239499},{\"id\":\"oYZ3qymbRX\",\"url\":\"https://ypt.gitbook.io/ypt/introduction-to-ypt/new-security-measures-to-enhance-card-protection\",\"description\":\"Help center\",\"timestamp\":1746693239499},{\"id\":\"53RRDOWtFY\",\"url\":\"https://ypt.gitbook.io/ypt/\",\"description\":\"Help center\",\"timestamp\":1746693239499},{\"id\":\"PwnDMgPCAT\",\"url\":\"https://x.com/YPT\\\\_Official/status/1912030844195332565\",\"description\":\"Twitter announcement\",\"timestamp\":1746693239499},{\"id\":\"N632vIFmr1\",\"url\":\"https://x.com/YPT\\\\_Official/status/1904826647137628533\",\"description\":\"Twitter announcement\",\"timestamp\":1746693239499},{\"id\":\"48fNMOu8VZ\",\"url\":\"https://x.com/YPT\\\\_Official/status/1910562203331154202\",\"description\":\"Twitter announcement\",\"timestamp\":1746693239499},{\"id\":\"OUWf0nkwpx\",\"url\":\"https://t.me/ypt\\\\_official\",\"description\":\"Telegram channel\",\"timestamp\":1746693239499},{\"id\":\"IsRGkHW0gh\",\"url\":\"https://x.com/YPT\\\\_Official/status/1911974168729649420\",\"description\":\"Twitter announcement\",\"timestamp\":1746693239499},{\"id\":\"uwmE82SuLJ\",\"description\":\"Features\",\"timestamp\":1746695202321,\"url\":\"https://ypt.gitbook.io/ypt/introduction-to-ypt/features\"},{\"id\":\"xoF3CluSHb\",\"description\":\"How to Complete Identity Verification (KYC)\\n\",\"timestamp\":1746858231424,\"url\":\"https://ypt.gitbook.io/ypt/open-a-card/how-to-complete-identity-verification-kyc\"},{\"id\":\"80ZGh2imnD\",\"description\":\"OmniMCP Twitter\",\"timestamp\":1746858566805,\"url\":\"https://x.com/OmniMCP/status/1920010408800272638\"},{\"id\":\"QVYPlCLjel\",\"description\":\"YPT Tweet\",\"timestamp\":1746858699341,\"url\":\"https://x.com/YPT_Official/status/1920725044952539196\"}]"},{"id":"website","value":"https://ypt.com/"},{"id":"telegram_profile","value":"https://t.me/ypt_official"},{"id":"twitter_profile","value":"https://x.com/YPT_Official"},{"id":"previous_cid","value":"\"https://ipfs.everipedia.org/ipfs/Qmee8PE2FQgDWBHcSAaWSmS96Yo7KB1obqmHMgseFzVta5\""},{"id":"commit-message","value":"\"Republish YPT wiki with updated main image\""},{"id":"previous_cid","value":"Qmee8PE2FQgDWBHcSAaWSmS96Yo7KB1obqmHMgseFzVta5"}],"events":[],"user":{"id":"0x8af7a19a26d8fbc48defb35aefb15ec8c407f889"},"author":{"id":"0x8af7a19a26d8fbc48defb35aefb15ec8c407f889"},"language":"en","version":1,"linkedWikis":{"blockchains":[],"founders":[],"speakers":[]}}