{"id":"circle","title":"Circle","content":"**Circle** is a financial technology company that provides payment and treasury infrastructure for Internet businesses. It is the creator of [USDC](https://iq.wiki/wiki/usdc), a [stablecoin](https://iq.wiki/wiki/stablecoin) pegged to the US dollar and used for global payments. It was founded in 2013 by [Jeremy Allaire](https://iq.wiki/wiki/jeremy-allaire) and [Sean Neville](https://iq.wiki/wiki/sean-neville). [\\[1\\]](#cite-id-2y1gubn5vwp)​[\\[2\\]](#cite-id-k6n50ezldr8)​[\\[3\\]](#cite-id-rn11texxguj)​\n\n[YOUTUBE@VID](oGplX-iLLTc)\n\n## History\n\nHeadquartered in Boston, Massachusetts, Circle began as a peer-to-peer payments technology company in October 2013. It is best known for managing the USD-pegged [stablecoin](https://iq.wiki/wiki/stablecoin) [USDCoin](https://iq.wiki/wiki/usdc) which was launched in September 2018. [\\[4\\]](#cite-id-nhwy4a5sif)​\n\n> \"If you could take what we think of as money, make it digital and available on the internet, then that would dramatically change the way we use money and open up opportunity around the world. That’s the idea behind Circle.” - \\[Jeremy Allaire] - (), Co-Founder, Chief Executive Officer & Chairman.\n\nOn September 22, 2015, Circle received the first BitLicense issued from the New York State Department of Financial Services (NYDFS). NYDFS BitLicense is a comprehensive regulatory framework for firms dealing in virtual currency such as [Bitcoin](https://iq.wiki/wiki/bitcoin). [\\[5\\]](#cite-id-4rjj253yz43)​\n\nIn April 2016, the British government approved the first virtual currency licensure to Circle. [\\[6\\]](#cite-id-fdg2vl76chc)​\n\nIn February 2018, Circle purchased the US-based [crypto](https://iq.wiki/wiki/cryptocurrency) exchange [Poloniex](https://iq.wiki/wiki/poloniex). The exchange spun out from Circle in October 2019 to form a new exchange not supporting customers in the U.S. [\\[11\\]](#cite-id-uwkj9q2h68)​[\\[12\\]](#cite-id-2p2h2gdpl)​\n\nIn September 2018, Circle and [Coinbase Global](https://iq.wiki/wiki/coinbase) co-founded a consortium called CENTRE, which launched the digital [USDC](https://iq.wiki/wiki/usdc) pegged to the dollar. CENTRE was intended to serve as a platform for users to make deposits from traditional bank accounts and convert [fiat currency](https://iq.wiki/wiki/fiat-money) into tokens. In August 2023, [Coinbase](https://iq.wiki/wiki/coinbase) and Circle closed the Centre Consortium, giving Circle sole governance of [USDC](https://iq.wiki/wiki/usdc). [\\[9\\]](#cite-id-oar8watsyqh)​\n\nIn June 2019, Circle announced the discontinuation of its mobile payment app, Circle Pay. Circle Pay allowed users to hold, send, and receive traditional [fiat currencies](https://iq.wiki/wiki/fiat-money). It also operated as a [Bitcoin](https://iq.wiki/wiki/bitcoin) wallet service to buy and sell Bitcoins. The company said the five-year-old product saw demand, but that [stablecoins](https://iq.wiki/wiki/stablecoin) have proven to be a better focus. It has since ceased to provide such service, claiming the company *\"is now more than ever not a consumer bitcoin exchange, and will continue to focus resources on global social payments and future next-generation blockchain technology\"* [\\[7\\]](#cite-id-s41fc9qozl)​[\\[8\\]](#cite-id-f7ka96261m6)​\n\nIn September 2019, Circle announced a pause on its research product arm, 'Circle Research'. [\\[15\\]](#cite-id-4rnjazr62s9)​\n\nIn February 2020, Circle sold its digital asset investment app 'Circle Invest' to Voyager Digital Canada, the operator of digital asset broker Voyager. [\\[10\\]](#cite-id-vkd5qgcg28f)​\n\nIn July 2021, Circle announced a plan to merge with a special-purpose acquisition company called Concord Acquisition Corp in a $4.5 billion deal that would make Circle a public company. However, in December 2022 both companies announced the mutual termination of their proposed business combination. [\\[13\\]](#cite-id-qdbdtoi9vck)​\n\nIn June 2022, Circle announced it had signed agreements to acquire CYBAVO, a crypto technology company dealing in crypto security, custody, operations, and [blockchain](https://iq.wiki/wiki/blockchain) infrastructure platform services founded in 2018. [\\[14\\]](#cite-id-sl9b977nrs)​\n\nIn September 2022, Circle hosted the event Converge22, a four-day gathering for change makers, looking to build what’s next in [Web3](https://iq.wiki/wiki/web3). It was held from September 27-30, 2022, at San Francisco’s Moscone Center 23. The event featured five main stage events, more than 50 expert-led breakout sessions, networking opportunities, start-up pitches, special exhibits, etc. The speakers included [Jeremy Allaire](https://iq.wiki/wiki/jeremy-allaire), Co-Founder, CEO & Chairman, Circle; Kim Hamilton Duffy, Director of Identity and Standards, Centre Consortium; [Brian Brooks](https://iq.wiki/wiki/brian-brooks), CEO, [Bitfury](https://iq.wiki/wiki/bitfury) Group; [Anthony Scaramucci](https://iq.wiki/wiki/anthony-scaramucci), Founder & Managing Partner, SkyBridge, Serena Williams, etc. [\\[16\\]](#cite-id-osqdvrs8v1b)​[\\[17\\]](#cite-id-t7rnht121ff)​\n\nOn March 10, 2023, [USDC](https://iq.wiki/wiki/usdc) [Stablecoin](https://iq.wiki/wiki/stablecoin) announced that 40 billion Coin reserves were held at Silicon Valley Bank when it collapsed. All of the cash held as [reserve](https://iq.wiki/wiki/reserve) had since been parked with The Bank of New York Mellon Corporation. In August 2023, the company announced it had a $1 billion cash cushion. [\\[18\\]](#cite-id-8h0sft3a10s)​[\\[19\\]](#cite-id-stqk9vdrz69)​\n\nOn March 21, 2023, Circle company announced that it had chosen Paris to develop its European commercial activities. [\\[20\\]](#cite-id-8kyt4vh8z8)​\n\nIn 2023, CEO [Jeremy Allaire](https://iq.wiki/wiki/jeremy-allaire) began lobbying the U.S. Congress to provide clear rules for [stablecoins](https://iq.wiki/wiki/stablecoin) [\\[22\\]](#cite-id-k6j3mr0jjg). In late, 2023, [Coinbase](https://iq.wiki/wiki/coinbase) took an equity stake in the company which also announced that [USDC](https://iq.wiki/wiki/usdc) would be available on six additional [blockchains](https://iq.wiki/wiki/blockchain). [\\[21\\]](#cite-id-8q10vuru1w7)​\n\nIn September 2023, Circle relaunched Circle Research to accelerate and amplify technical innovation within [crypto](https://iq.wiki/wiki/cryptocurrency), [blockchain](https://iq.wiki/wiki/blockchain), and [Web3](https://iq.wiki/wiki/web3) through open-source research. [\\[23\\]](#cite-id-wmjkl3lmr3)​\n\nIn December 2023, Circle received a conditional registration as a Digital Asset Service Provider from France’s financial regulator, subject to certain restrictions. To operate in France, the company must still receive approval as a Payment Services Provider. *“This condition will be satisfied with the obtainment of an Electronic Money Institution license, for which Circle has applied,”* Circle wrote in a blog post. [\\[32\\]](#cite-id-io3uc6rgwq8)​\n\n### Circle x Binance\n\nOn December 11, 2024, Circle partnered with the crypto exchange, [Binance](https://iq.wiki/wiki/binance) to expand the [stablecoin](https://iq.wiki/wiki/stablecoin) ecosystem globally. With this partnership, [Binance](https://iq.wiki/wiki/binance) claimed, it wishes to testify to the evolving on-chain financial sector. For Circle, its [USDC](https://iq.wiki/wiki/usdc) [stablecoin](https://iq.wiki/wiki/stablecoin) (pegged against the US dollar) could see adoption among [Binance](https://iq.wiki/wiki/binance) users – especially at a time when countries like China and Russia are increasing efforts to reduce reliance on financial settlements relying on the US fiat currency. [\\[33\\]](#cite-id-cHhuNOg4oq)​\n\nIn a press release, [Binance](https://iq.wiki/wiki/binance) mentioned it will adopt [USDC](https://iq.wiki/wiki/usdc) as a vital dollar [stablecoin](https://iq.wiki/wiki/stablecoin) for its own corporate treasury, a powerful signal about the world moving on-chain. Likewise, Circle will provide [Binance](https://iq.wiki/wiki/binance) with the necessary tech, liquidity, and other tools for [Binance](https://iq.wiki/wiki/binance) users to benefit from the trust and innovation that Circle has built for [USDC](https://iq.wiki/wiki/usdc). Circle will also work with [Binance](https://iq.wiki/wiki/binance) to build key relationships [across](https://iq.wiki/wiki/across) the global finance and commerce landscape, as mainstream companies all around the world seek to benefit from crypto infrastructure and stablecoins for an increasingly wide array of use cases. [\\[34\\]](#cite-id-L1j5RirtM6)​\n\n> “Binance is an incredibly innovative company and has demonstrated a relentless commitment to product quality, innovation, and user-centricity, all of which show in their massive and loyal global community of more than 240 million users,” said \\[Jeremy Allaire] - (), Chairman and CEO of Circle.\n\n> “With \\[Binance] - () rapidly becoming the world’s leading financial super app, and stablecoin adoption and utility at the core of this future financial system, this is a tremendous opportunity for \\[USDC] - () as it becomes ubiquitous on the \\[Binance] - () platform. I’m thrilled to be working with the \\[Binance] - () leadership team as they continue to build the largest digital asset company in the world.”\n\n## Funding\n\nIn April 2015, Circle completed a funding round of 60 million in Series D funding from a syndicate of Chinese strategic investors, including Baidu, CICC Alpha, China Everbright, Wanxiang, and CreditEase. The funding was aimed at fueling the growth of Circle’s global business as a whole, and it coincided with the company’s unveiling of a dedicated domestic subsidiary, Circle China. [\\[29\\]](#cite-id-ukg1e6hfzzm)​[\\[30\\]](#cite-id-mikkzxbu78e)​\n\nIn May 2018, Circle raised 3 billion. Existing investors such as IDG Capital, Breyer Capital, General Catalyst, Accel, [Digital Currency Group](https://iq.wiki/wiki/digital-currency-group), and Pantera also invested more money. [Blockchain](https://iq.wiki/wiki/blockchain) Capital and Tusk Ventures invested in Circle for the first time. [\\[38\\]](#cite-id-1LqypxGq7H)​\n\nIn April 2022, Circle announced that it had agreed to a $400M funding round with investments from BlackRock, Inc., Fidelity Management and Research, Marshall Wace LLP, and Fin Capital. [\\[31\\]](#cite-id-06v1jto8zemo)​\n\n## Products\n\n### USDC\n\n​[USD Coin](https://iq.wiki/wiki/usdc) ([USDC](https://iq.wiki/wiki/usdc)) is an [Ethereum](https://iq.wiki/wiki/ethereum)-based [stablecoin](https://iq.wiki/wiki/stablecoin). It is pegged 1:1 to the value of USD and it was launched in 2018. [USDC](https://iq.wiki/wiki/usdc) is supported on several [blockchains](https://iq.wiki/wiki/blockchain) including [Algorand](https://iq.wiki/wiki/algorand), [Avalanche](https://iq.wiki/wiki/avalanche), [Solana](https://iq.wiki/wiki/solana), [Stellar](https://iq.wiki/wiki/stellar), and [TRON](https://iq.wiki/wiki/trontrade-1). [\\[24\\]](#cite-id-klrpqgcvif)​\n\n​[USDC](https://iq.wiki/wiki/usdc) is regulated and fully reserved, with reserves transparently held at regulated financial institutions with published monthly attestations. Circle has developed the technology to enable [USDC](https://iq.wiki/wiki/usdc) to run on 15 public [blockchain](https://iq.wiki/wiki/blockchain) networks, with open-source and private market innovation driving progress in dollar digital currency models. [\\[24\\]](#cite-id-klrpqgcvif)​\n\n[YOUTUBE@VID](slQ8Rc4649w)\n\n### EURC\n\n​[EURC](https://iq.wiki/wiki/eurc) is a euro-backed [stablecoin](https://iq.wiki/wiki/stablecoin) that is accessible globally on [Avalanche](https://iq.wiki/wiki/avalanche), [Ethereum](https://iq.wiki/wiki/ethereum), [Solana](https://iq.wiki/wiki/solana), and [Stellar](https://iq.wiki/wiki/stellar). Similar to [USDC](https://iq.wiki/wiki/usdc), [EURC](https://iq.wiki/wiki/eurc) is issued by Circle under a full-[reserve](https://iq.wiki/wiki/reserve) model.Designed for stability, [EURC](https://iq.wiki/wiki/eurc) is 100% backed by euro held in euro-denominated bank accounts so that it is always redeemable 1:1 for euro. [\\[25\\]](#cite-id-19q2dmqbzzk)​\n\n​[EURC](https://iq.wiki/wiki/eurc) can be used by businesses to accept payment, developers to integrate into apps, exchanges to convert local fiat currency to and from [EURC](https://iq.wiki/wiki/eurc), and institutional traders. [\\[25\\]](#cite-id-19q2dmqbzzk)​\n\n### Circle Mint\n\nCircle Mint provides a way to access and redeem [USDC](https://iq.wiki/wiki/usdc) and [EURC](https://iq.wiki/wiki/eurc). It can be used to manage and distribute funds to crypto wallets globally. It allows users to avoid transaction fees when [minting](https://iq.wiki/wiki/minting) [USDC](https://iq.wiki/wiki/usdc) OR [EURC](https://iq.wiki/wiki/eurc). Circle Mint is for enterprise businesses and wholesale distributors minting large volumes of [USDC](https://iq.wiki/wiki/usdc). It is typically used by exchanges, institutional traders, wallet providers, banks, and consumer app companies. [\\[26\\]](#cite-id-y7uskx4vu5f)​\n\n### Cross-Chain Transfer Protocol (CCTP)\n\nCross-Chain Transfer Protocol (CCTP) is a [permissionless](https://iq.wiki/wiki/permissionless) on-chain utility that facilitates [USDC](https://iq.wiki/wiki/usdc) transfers between blockchains via native burning and minting. [\\[27\\]](#cite-id-7zn31zb60ck)​\n\nCCTP solves the issues of liquidity fragmentation and poor user experiences caused by unofficial, bridged versions of [USDC](https://iq.wiki/wiki/usdc) in the ecosystem. Apps built on CCTP can teleport native [USDC](https://iq.wiki/wiki/usdc) from one chain to another, providing users with a way to transact in a multi-chain. Developers can [leverage](https://iq.wiki/wiki/leverage) CCTP to embed in an app, wallet, or bridge, and enable users to move any amount of [USDC](https://iq.wiki/wiki/usdc) to a supported ecosystem. [\\[27\\]](#cite-id-7zn31zb60ck)​\n\n### USDC Bridge\n\n​[USDC](https://iq.wiki/wiki/usdc) Bridge is a Circle-hosted tool laaunched in April 2026, that provides a direct way to move [USDC](https://iq.wiki/wiki/usdc) across blockchains using a simple, wallet-connected transfer flow. Circle promoted the service with the description: \"A direct way to move [USDC](https://iq.wiki/wiki/usdc) crosschain.\" [\\[42\\]](#cite-id-37yb5ddlAZzXhv6C)​\n\nKey features include:\n\n* Native burn-and-mint transfers between source and destination chains.\n* Clear fees presented upfront with live status and progress indicators during transfer.\n* No manual route selection or bridge-routing complexity for users.\n* Destination gas is handled automatically to simplify receipt on the target chain.\n\nDetails and the live interface are available on the official [USDC](https://iq.wiki/wiki/usdc) Bridge site. [\\[42\\]](#cite-id-37yb5ddlAZzXhv6C)​\n\n### Smart Contract Platform\n\nCircle provides a platform where users can integrate[ smart contracts](https://iq.wiki/wiki/smart-contract) into an app in a short time, and deploy. It provides one interface to manage more than 1 smart contract and deliver on-chain functionality. By using this platform, users can create new experiences with [NFTs](https://iq.wiki/wiki/non-fungible-token-nft), [DeFi](https://iq.wiki/wiki/defi) protocols, [USDC](https://iq.wiki/wiki/usdc), and more. [\\[28\\]](#cite-id-3hsml1r6wnx)​\n\n### Bridge-Kit\n\n​[Bridge](https://iq.wiki/wiki/bridge) Kit is a developer toolkit designed to simplify the integration of cross-chain transfers, beginning with CCTP and [USDC](https://iq.wiki/wiki/usdc). It packages the core functions of CCTP V2 into concise SDK methods, providing developers with documentation, production-ready sample code, and built-in monetization logic. The toolkit aims to help developers move from prototype to production faster by abstracting routine setup steps and standardizing bridging flows. Key features include fast integration, monetization support, and a flexible setup for configuring transfer speeds and [blockchain](https://iq.wiki/wiki/blockchain) interfaces. [\\[39\\]](#cite-id-sCyvuSUoEr)​\n\n### Developments\n\n#### Circle Files for IPO\n\nOn April 1, 2025, according to an SEC filing, Circle officially filed for IPO. The platform enlisted the help of two of the largest investment banks, JPMorgan and Citi in underwriting the IPO. [\\[35\\]](#cite-id-pc6O7DHb3k)​\n\nCircle announced in January 2024 that it was relaunching its plans to go public after delaying a planned IPO in December 2022. The company sent its S-1 registration form to the SEC on April 1st. [\\[35\\]](#cite-id-pc6O7DHb3k)​\n\n#### Circle Announces Payment Platform, CPN\n\nOn April 21, 2025, Circle announced Circle Payments Network, CPN.\n\n> A streamlined way for financial institutions to connect, orchestrating global money movement, powered by stablecoins like \\[USDC] - () and \\[EURC] - () for 24/7 real-time settlement.\n\nThe network will connect financial institutions, banks, and digital wallets for real-time cross-border payments using [USDC](https://iq.wiki/wiki/usdc), [EURC](https://iq.wiki/wiki/eurc), and other regulated [stablecoins](https://iq.wiki/wiki/stablecoin).\n\nCPN supports invoice payments, remittances, treasury services, payroll and contractor payouts. [\\[36\\]](#cite-id-bYKp5dfy2U)​\n\n> Leading banks are contributing their deep expertise in global payments to design a network that meets the needs of banks worldwide.\n\nThe Circle Payment Network officially went live on May 21, 2025. CPN is a [blockchain](https://iq.wiki/wiki/blockchain) powered payments coordination protocol that allows banks and payment providers to exchange payment instructions securely and settle in real time using [USDC](https://iq.wiki/wiki/usdc) on public blockchains. [\\[37\\]](#cite-id-NMMVd0Bczi)​\n\n#### Launch of Bridge-Kit\n\nOn October 22, 2025, Circle launched [Bridge](https://iq.wiki/wiki/bridge)-Kit, a developer toolkit built on the Cross-Chain Transfer Protocol (CCTP). It is designed to help developers create cross-chain applications more quickly by providing a front-end React library and smart contract templates. [\\[39\\]](#cite-id-sCyvuSUoEr)​\n\n#### ADGM License Approval\n\nOn December 9, 2025, Circle announced it had secured a Financial Services Permission (FSP) from the Abu Dhabi Global Market (ADGM) in the United Arab Emirates. The license, granted by ADGM's Financial Services Regulatory Authority (FSRA), authorizes Circle to operate as a regulated Money Services Provider and offer token infrastructure, marking an expansion into the Middle East and North Africa (MENA) region. This followed the recognition of [USDC](https://iq.wiki/wiki/usdc) and [EURC](https://iq.wiki/wiki/eurc) by the Dubai International Financial Centre (DIFC) earlier in 2025. Circle also appointed former Visa executive Dr. Saeeda Jaffar to lead its MENA operations. [\\[40\\]](#cite-id-3UsxLL7Wve4CGocK)​[\\[41\\]](#cite-id-DakfhHcB5SATFbQw)​","summary":"Circle is a financial technology firm that provides payment services for internet businesses and is the creator of the US dollar-linked stablecoin, USDC.","images":[{"id":"QmRV43g2isEuEe4sRkz1sVNij22KESengKeBuMa7PxLUmy","type":"image/jpeg, image/png"}],"categories":[{"id":"organizations","title":"Organizations"}],"tags":[{"id":"Organizations"}],"media":[{"id":"https://www.youtube.com/watch?v=oGplX-iLLTc","size":"0","name":"oGplX-iLLTc","type":null,"source":"YOUTUBE"},{"id":"https://www.youtube.com/watch?v=slQ8Rc4649w","size":"0","name":"slQ8Rc4649w","type":null,"source":"YOUTUBE"}],"metadata":[{"id":"website","value":"https://www.circle.com/en/"},{"id":"instagram_profile","value":"https://www.instagram.com/teamcircle/?hl=en"},{"id":"twitter_profile","value":"https://twitter.com/circle"},{"id":"linkedin_profile","value":"https://www.linkedin.com/company/circle-internet-financial/"},{"id":"youtube_profile","value":"https://www.youtube.com/c/Circlecryptofinance"},{"id":"discord_profile","value":"https://discord.com/invite/buildoncircle"},{"id":"references","value":"[{\"id\":\"2y1gubn5vwp\",\"url\":\"https://www.circle.com/en/\",\"description\":\"circle website\",\"timestamp\":1705051248749},{\"id\":\"k6n50ezldr8\",\"url\":\"https://twitter.com/circle\",\"description\":\"circle on X\",\"timestamp\":1705051692692},{\"id\":\"rn11texxguj\",\"url\":\"https://www.linkedin.com/company/circle-internet-financial/\",\"description\":\"circle on Linkedin\",\"timestamp\":1705051703613},{\"id\":\"nhwy4a5sif\",\"url\":\"https://www.circle.com/en/about-circle\",\"description\":\"about circle\",\"timestamp\":1705055410820},{\"id\":\"4rjj253yz43\",\"url\":\"https://web.archive.org/web/20180131023602/http://www.dfs.ny.gov/about/press/pr1509221.htm\",\"description\":\"NYDFS ANNOUNCES APPROVAL OF FIRST BITLICENSE APPLICATION FROM A VIRTUAL CURRENCY FIRM\",\"timestamp\":1705055707939},{\"id\":\"fdg2vl76chc\",\"url\":\"https://www.nytimes.com/2016/04/06/business/dealbook/bitcoin-start-up-gets-an-electronic-money-license-in-britain.html\",\"description\":\"circle gets licensure in britain\",\"timestamp\":1705056013592},{\"id\":\"s41fc9qozl\",\"url\":\"https://www.circle.com/blog/circle-to-sunset-payment-app-continue-advancing-vision-of-crypto-based-payment-solutions-using-fiat-tokens\",\"description\":\"Circle to sunset payment app\",\"timestamp\":1705056461222},{\"id\":\"f7ka96261m6\",\"url\":\"https://www.coindesk.com/markets/2019/06/13/circle-is-closing-its-mobile-app-circle-pay-this-september/\",\"description\":\"Coindesk - Circle Is Closing Its Mobile App, Circle Pay, This September\",\"timestamp\":1705056687796},{\"id\":\"oar8watsyqh\",\"url\":\"https://www.circle.com/blog/coinbase-and-circle-co-found-the-centre-consortium\",\"description\":\"Coinbase and Circle co-found the CENTRE Consortium\",\"timestamp\":1705058056860},{\"id\":\"vkd5qgcg28f\",\"url\":\"https://cointelegraph.com/news/circle-continues-sell-offs-as-voyager-digital-acquires-investment-app\",\"description\":\"Circle Continues Sell-offs as Voyager Digital Acquires Investment App\",\"timestamp\":1705058717061},{\"id\":\"uwkj9q2h68\",\"url\":\"https://cointelegraph.com/news/poloniex-spins-out-from-circle-to-form-new-exchange-not-available-in-us\",\"description\":\"Poloniex Spins Out From Circle to Form New Exchange Not Available in US\",\"timestamp\":1705059302021},{\"id\":\"2p2h2gdpl\",\"url\":\"https://www.circle.com/blog/poloniex-to-spin-out-of-circle\",\"description\":\"Poloniex to Spin Out of Circle\\n\",\"timestamp\":1705059384305},{\"id\":\"qdbdtoi9vck\",\"url\":\"https://www.prnewswire.com/news-releases/circle-and-concord-acquisition-corp-mutually-agree-to-terminate-proposed-business-combination-301694560.html\",\"description\":\"circle and Concord Acquisition Corp Mutually Agree to Terminate Proposed Business Combination\",\"timestamp\":1705059710253},{\"id\":\"sl9b977nrs\",\"url\":\"https://www.circle.com/blog/circle-signs-agreement-to-acquire-crypto-infrastructure-platform-cybavo\",\"description\":\"Circle Signs Definitive Agreement to Acquire Crypto Infrastructure Platform CYBAVO\",\"timestamp\":1705060843805},{\"id\":\"4rnjazr62s9\",\"url\":\"https://cointelegraph.com/news/payments-firm-circle-pauses-circle-research-in-most-recent-cutback\",\"description\":\"Payments Firm Circle Pauses Circle Research in Most Recent Cutback\\n\",\"timestamp\":1705061050514},{\"id\":\"osqdvrs8v1b\",\"url\":\"https://cryptoevents.global/converge22/\",\"description\":\"converge22\",\"timestamp\":1705061503142},{\"id\":\"t7rnht121ff\",\"url\":\"https://www.circle.com/blog/serena-williams-to-speak-at-converge22\",\"description\":\"Serena Williams to speak at Converge22, Circle’s crypto ecosystem conference\",\"timestamp\":1705061523524},{\"id\":\"8h0sft3a10s\",\"url\":\"https://www.cnbc.com/2023/03/11/crypto-firm-circle-reveals-3point3-bln-exposure-to-silicon-valley-bank.html\",\"description\":\"Crypto firm Circle reveals $3.3 billion exposure to Silicon Valley Bank\",\"timestamp\":1705062192030},{\"id\":\"stqk9vdrz69\",\"url\":\"https://www.coinspeaker.com/circle-1b-reserve-competition/\",\"description\":\"Circle Relies on $1B Cash Reserve to Fight Competition\",\"timestamp\":1705062324876},{\"id\":\"8kyt4vh8z8\",\"url\":\"https://www.bloomberg.com/news/articles/2023-03-21/circle-picks-crypto-friendly-france-for-european-headquarters?sref=gu9RiAAZ\",\"description\":\"Circle Picks Crypto-Friendly France for European Headquarters\",\"timestamp\":1705062766452},{\"id\":\"8q10vuru1w7\",\"url\":\"https://fortune.com/crypto/2023/08/23/usdc-base-cosmos-near-optimism-polkadot-polygon-pos-circle/\",\"description\":\"USDC to be available on 15 blockchains after adding 6—including Base, Optimism, and Polygon PoS—over next 2 months\",\"timestamp\":1705062986741},{\"id\":\"k6j3mr0jjg\",\"url\":\"https://www.forbes.com/sites/ninabambysheva/2023/06/07/circle-begs-congress-please-regulate-us/?sh=59dc10404e27\",\"description\":\"jeremy asks for stablecoin regulation\",\"timestamp\":1705063025431},{\"id\":\"wmjkl3lmr3\",\"url\":\"https://www.circle.com/en/circle-research\",\"description\":\"circle research\",\"timestamp\":1705063398491},{\"id\":\"klrpqgcvif\",\"url\":\"https://www.investopedia.com/usd-coin-5210435\",\"description\":\"investopedia - usdcoin\",\"timestamp\":1705314296553},{\"id\":\"19q2dmqbzzk\",\"url\":\"https://www.circle.com/en/eurc\",\"description\":\"eurc\",\"timestamp\":1705317171464},{\"id\":\"y7uskx4vu5f\",\"url\":\"https://www.circle.com/en/circle-mint\",\"description\":\"circle mint\",\"timestamp\":1705317438044},{\"id\":\"7zn31zb60ck\",\"url\":\"https://www.circle.com/en/cross-chain-transfer-protocol\",\"description\":\"cctp\",\"timestamp\":1705317668613},{\"id\":\"3hsml1r6wnx\",\"url\":\"https://www.circle.com/en/smart-contract-platform\",\"description\":\"smart contract platform\",\"timestamp\":1705318715362},{\"id\":\"ukg1e6hfzzm\",\"url\":\"https://bitcoinist.com/goldman-sachs-circle/\",\"description\":\"funding from Golfma Sachs\",\"timestamp\":1705319291888},{\"id\":\"mikkzxbu78e\",\"url\":\"https://techcrunch.com/2016/06/22/circle-takes-60m-to-grow-its-social-payments-biz-globally-as-it-steps-into-china/\",\"description\":\"circle 60million raise\",\"timestamp\":1705319555882},{\"id\":\"06v1jto8zemo\",\"url\":\"https://www.circle.com/en/pressroom/circle-announces-400m-funding-round\",\"description\":\"400m funding agreement\",\"timestamp\":1705321344811},{\"id\":\"io3uc6rgwq8\",\"url\":\"https://cointelegraph.com/news/circle-coinbase-receive-french-regulatory-approvals\",\"description\":\"Circle, Coinbase receive French regulatory approvals\",\"timestamp\":1705322353217},{\"url\":\"https://www.gadgets360.com/cryptocurrency/news/binance-circle-partnership-stablecoin-adoption-7225211\",\"description\":\"Binance and Circle Partner in Bid to Boost USDC Stabecoin Adoption\\n\",\"id\":\"cHhuNOg4oq\",\"timestamp\":1733932186301},{\"url\":\"https://www.businesswire.com/news/home/20241210257591/en/Circle-and-Binance-Enter-Into-a-Strategic-Partnership-That-Will-Accelerate-Global-USDC-and-Crypto-Adoption\",\"description\":\"Business Wire - official press release\\n\",\"id\":\"L1j5RirtM6\",\"timestamp\":1733932743574},{\"url\":\"https://watcher.guru/news/usdc-stablecoin-issuer-circle-files-for-ipo\",\"description\":\"Circle files for IPO\",\"id\":\"pc6O7DHb3k\",\"timestamp\":1743607598335},{\"url\":\"https://t.co/pHXVbOyJHr\",\"description\":\"CPN website\",\"id\":\"bYKp5dfy2U\",\"timestamp\":1745314689085},{\"url\":\"https://x.com/circle/status/1925160445523923186\",\"description\":\"CPN live on mainnet\",\"id\":\"NMMVd0Bczi\",\"timestamp\":1747916344764},{\"id\":\"1LqypxGq7H\",\"url\":\"https://techcrunch.com/2018/05/16/circle-raises-110-million-or-13300-btc/?guccounter=1\\\\&guce\\\\_referrer=aHR0cHM6Ly93d3cuYmluZy5jb20v\\\\&guce\\\\_referrer\\\\_sig=AQAAALiv277W4gOOBlUmKtbayMFOfsBXEaUJJu4spZSTSve1b2IOFZ1IkkoozAWejlKhAZvmIfogWlcnc7nhgCIS0X7\\\\_moo3g6mIsX6bR1fwa-FgQnxMkluxcjo8-xCDovvOFfDiuy9OcqKAtZKPgLhOjgnGu9235aJRScACvyex26jg\",\"description\":\"Circle raises $110 million (or 13,300 BTC)\",\"timestamp\":1761071753750},{\"id\":\"sCyvuSUoEr\",\"url\":\"https://www.circle.com/blog/introducing-bridge-kit-build-crosschain-apps-faster\",\"description\":\"Introducing Bridge Kit: Build Crosschain Apps Faster\",\"timestamp\":1761071753750},{\"id\":\"3UsxLL7Wve4CGocK\",\"url\":\"https://decrypt.co/351578/circle-wins-adgm-license-taps-former-visa-executive\",\"description\":\"Circle wins ADGM license and appoints MENA lead\",\"timestamp\":1765295767389},{\"id\":\"DakfhHcB5SATFbQw\",\"url\":\"https://x.com/circle/status/1998265240081826117?s=20\",\"description\":\"Circle announces ADGM license approval on X\",\"timestamp\":1765295767389},{\"id\":\"37yb5ddlAZzXhv6C\",\"url\":\"https://bridge.usdc.com/\",\"description\":\"USDC Bridge — Circle\",\"timestamp\":1776691450235}]"},{"id":"previous_cid","value":"\"https://ipfs.everipedia.org/ipfs/QmbojE3WNCesgAn1UfVG5MUx8hQ28YbQ4THP1tNr6Szf8k\""},{"id":"commit-message","value":"\"Removed Circle overview, history, and USDC content\""},{"id":"previous_cid","value":"QmbojE3WNCesgAn1UfVG5MUx8hQ28YbQ4THP1tNr6Szf8k"}],"events":[{"id":"475a8845-5594-4fdb-9b61-c6a97bc743a9","date":"2013-10-01","title":"Date Founded","type":null,"description":"Circle was founded in October 2013 by Jeremy Allaire and Sean Neville.","link":"https://www.circle.com/en/about-circle","multiDateStart":null,"multiDateEnd":null,"continent":null,"country":null},{"id":"f02c37ef-3f68-4d44-a628-bd7c0de7294e","date":"2015-09-01","title":"BitLicense Acquired from NYDFS","type":null,"description":"On September 22, 2015, Circle received the first BitLicense issued from the New York State Department of Financial Services (NYDFS)","link":"https://web.archive.org/web/20180131023602/http://www.dfs.ny.gov/about/press/pr1509221.htm","multiDateStart":null,"multiDateEnd":null,"continent":null,"country":null},{"id":"3ec95da9-da4d-4a53-bb85-d918a4894762","date":"2016-05-01","title":"$60 Million Funding Raise","type":null,"description":" In May 2016, Circle raised $60 million in Series D funding from a syndicate of Chinese strategic investors","link":"https://techcrunch.com/2016/06/22/circle-takes-60m-to-grow-its-social-payments-biz-globally-as-it-steps-into-china/","multiDateStart":null,"multiDateEnd":null,"continent":null,"country":null},{"id":"663ebd11-570e-4fde-a833-cc30c39d36cd","date":"2018-09-01","title":"USDC Launch","type":null,"description":"The USDCoin was launched in September 2018","link":"https://coinmarketcap.com/currencies/usd-coin/#About","multiDateStart":null,"multiDateEnd":null,"continent":null,"country":null},{"id":"3f1f887c-f40d-42e9-8a8f-269334561ee1","date":"2022-04-01","title":"$400M Funding Raise","type":null,"description":"In April 2022, Circle announced that it had agreed to a $400M funding round","link":"https://www.circle.com/en/pressroom/circle-announces-400m-funding-round","multiDateStart":null,"multiDateEnd":null,"continent":null,"country":null},{"id":"ef5a86b4-d211-43f3-af0e-a08785a9e180","date":"2022-09-01","title":"Converge22","type":null,"description":"In September 2022, Circle hosted the event Converge22, a four-day gathering for change makers, looking to build what’s next in Web3","link":"https://cryptoevents.global/converge22/","multiDateStart":null,"multiDateEnd":null,"continent":null,"country":null}],"user":{"id":"0x8af7a19a26d8fbc48defb35aefb15ec8c407f889"},"author":{"id":"0x212Cb3F4aE6611054637f9f78F18fB628AD258bb"},"operator":{"id":"0x212Cb3F4aE6611054637f9f78F18fB628AD258bb"},"language":"en","version":1,"linkedWikis":{"blockchains":[],"founders":["jeremy-allaire","sean-neville"],"speakers":[]},"recentActivity":"{\"items\":[{\"id\":\"cb9aa501-f944-4d86-9435-928fb89959c0\",\"title\":\"Circle\",\"description\":\"Circle is a financial technology firm that provides payment services for internet businesses and is the creator of the US dollar-linked stablecoin, USDC.\",\"timestamp\":\"2025-12-09T16:05:57.334Z\",\"category\":\"Wiki Update\",\"status\":{\"icon\":\"RiGlobalLine\",\"label\":\"Wiki Updated\",\"iconClassName\":\"text-green-500\"},\"user\":{\"name\":\"0x212Cb3F4aE6611054637f9f78F18fB628AD258bb\",\"address\":\"0x212Cb3F4aE6611054637f9f78F18fB628AD258bb\"},\"button\":{\"label\":\"View Summary\",\"icon\":\"RiFileTextLine\"},\"summarySections\":[{\"title\":\"History\",\"subtitle\":\"Updated event details and formatting within the history section.\",\"variant\":\"modified\",\"changeCount\":3,\"changes\":[\"Removed internal markdown link from a quote by Jeremy Allaire.\",\"Added an internal link to 'Bitfury' in the description of the Converge22 event.\",\"Updated the details of the Silicon Valley Bank collapse, removing the specific amount of '$3.3 billion' from the reserves.\"]},{\"title\":\"Circle x Binance\",\"subtitle\":\"Removed internal links from a blockquote for improved readability.\",\"variant\":\"modified\",\"changeCount\":1,\"changes\":[\"Removed internal markdown links from a quote by Jeremy Allaire.\"]},{\"title\":\"Funding\",\"subtitle\":\"Condensed and removed details about two past funding rounds.\",\"variant\":\"modified\",\"changeCount\":2,\"changes\":[\"Removed information about the April 2015 funding round of $50 million.\",\"Simplified the details of the May 2018 funding round, removing the specific amount, investor details, and valuation.\"]},{\"title\":\"Products\",\"subtitle\":\"Added an internal link within the 'Bridge-Kit' subsection.\",\"variant\":\"modified\",\"changeCount\":1,\"changes\":[\"Added a link to 'Bridge' in the 'Bridge-Kit' subsection. [[39]](#cite-id-sCyvuSUoEr)\"]},{\"title\":\"Developments\",\"subtitle\":\"Added a new subsection for the ADGM license and updated an existing one.\",\"variant\":\"modified\",\"changeCount\":2,\"changes\":[\"Added a link to 'Bridge' in the 'Launch of Bridge-Kit' subsection. [[39]](#cite-id-sCyvuSUoEr)\",\"Added a new subsection 'ADGM License Approval' detailing Circle's Financial Services Permission from the Abu Dhabi Global Market. [[40]](#cite-id-3UsxLL7Wve4CGocK)[[41]](#cite-id-DakfhHcB5SATFbQw)\"]},{\"title\":\"References\",\"subtitle\":\"Added two new references to support new content.\",\"variant\":\"added\",\"changeCount\":2,\"changes\":[\"Added reference: 'Circle wins ADGM license and appoints MENA lead'.\",\"Added reference: 'Circle announces ADGM license approval on X'.\"]}]}]}"}