{"id":"anzen-usdz","title":"Anzen USDz","content":"**Anzen USDz (USDZ)** is a digital token issued by [Anzen Finance](https://iq.wiki/wiki/anzen-finance), designed as a [stablecoin](https://iq.wiki/wiki/stablecoin) backed by a portfolio of tokenized [Real World Assets](https://iq.wiki/wiki/real-world-assets-rwas) (RWA), specifically private credit assets. It aims to provide users with exposure to yields derived from real-world financial instruments within the [decentralized finance](https://iq.wiki/wiki/defi) (DeFi) ecosystem. [\\[1\\]](#cite-id-WAzPghfCgP) [\\[2\\]](#cite-id-52Sflmq6wl)\n$$widget0 [YOUTUBE@VID](https://youtube.com/watch?v=SzV_c7iqDlI)$$\n\n## Overview\n\n[Anzen Finance](https://iq.wiki/wiki/anzen-finance) positions USDz as an alternative to traditional fiat-backed [stablecoins](https://iq.wiki/wiki/stablecoin), differentiating itself by its backing in tokenized private credit. The platform facilitates access to these assets for qualified, [KYC](https://iq.wiki/wiki/know-your-customer-kyc)-compliant investors, emphasizing rigorous underwriting and the selection of assets with reliable revenue streams intended to maintain value independently of [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) market volatility. The project's goal is to integrate sustainable, exogenous yield from real-world assets into the [DeFi](https://iq.wiki/wiki/defi) space. The team behind [Anzen Finance](https://iq.wiki/wiki/anzen-finance) consists of professionals with backgrounds in credit investment, holding experience from institutions such as Blackrock, UBS, Goldman Sachs, and JP Morgan, and have been exploring methods to bring credit assets on-chain since 2018.\n\nUsers can interact with USDz within the DeFi ecosystem. By [staking](https://iq.wiki/wiki/staking) USDz, users can obtain sUSDz, which provides opportunities to earn rewards. This mechanism is intended to allow USDz holders to potentially earn yield and diversify their exposure away from the price fluctuations typically associated with unbacked [crypto](https://iq.wiki/wiki/cryptocurrency) assets. The platform supports utility across various [DeFi](https://iq.wiki/wiki/defi) protocols and [blockchain](https://iq.wiki/wiki/blockchain) networks. [\\[1\\]](#cite-id-WAzPghfCgP) [\\[2\\]](#cite-id-52Sflmq6wl) [\\[11\\]](#cite-id-G1Lg0oPxHx)\n\n## Technology\n\nUSDz is backed by a diversified portfolio of private credit assets. These assets are tokenized and integrated into the [Anzen](https://iq.wiki/wiki/anzen-finance) platform. The process involves careful underwriting and securing of these cash-flowing assets, with participation limited to qualified, [KYC](https://iq.wiki/wiki/know-your-customer-kyc)-compliant investors. The selection criteria for these assets focus on characteristics that suggest reliable revenue streams and value stability, even during periods of high volatility in the broader [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) markets. [\\[3\\]](#cite-id-KkEIlKEgrU) [\\[4\\]](#cite-id-NyqmMs5pQC)\n\nThe platform utilizes smart contracts for the issuance and management of USDz and its staked version, sUSDz. [Staking](https://iq.wiki/wiki/staking) USDz allows users to earn rewards, which are distributed based on the yield generated by the underlying [RWA](https://iq.wiki/wiki/real-world-assets-rwas) portfolio. The protocol is designed to operate across multiple [blockchain](https://iq.wiki/wiki/blockchain) networks, enhancing its accessibility and utility within the multi-chain [DeFi](https://iq.wiki/wiki/defi) landscape. Key technical components include [smart contracts](https://iq.wiki/wiki/smart-contract) for token operations, oracles for data feeds, and security audits to ensure the integrity of the system. [\\[5\\]](#cite-id-xXXbUF9BFD) [\\[6\\]](#cite-id-AKEOHrtu4D) [\\[7\\]](#cite-id-oruTfioh5h) [\\[8\\]](#cite-id-OxNKE7usOX)\n\n## Tokenomics\n\nThe native token of the [Anzen Finance](https://iq.wiki/wiki/anzen-finance) ecosystem is USDz. As a [stablecoin](https://iq.wiki/wiki/stablecoin), its design aims for price stability relative to the US dollar, although its value can fluctuate. The token has a circulating supply and total supply that reflect the amount of USDz currently issued and available. The maximum supply is coded as infinite, typical for stablecoins that can be minted or burned based on demand and collateralization. [\\[9\\]](#cite-id-Y4c56fdhmt)\n\nKey [tokenomics](https://iq.wiki/wiki/tokenomics) data points include:\n\n* **Market Capitalization:** The total market value of the [circulating supply](https://iq.wiki/wiki/circulating-supply).\n* **Fully Diluted Valuation (FDV):** The theoretical [market cap](https://iq.wiki/wiki/market-capitalization) if the total supply were in circulation, which equals the market cap given the current supply structure.\n* **24 Hour Trading Volume:** The aggregate trading volume across tracked exchanges in the last 24 hours.\n* **Circulating Supply:** The number of tokens available and tradable in the market.\n* **Total Supply:** The total number of tokens created minus any burned tokens.\n* **Max Supply:** Infinite. [\\[9\\]](#cite-id-Y4c56fdhmt)\n\nUSDz is deployed on multiple [blockchain](https://iq.wiki/wiki/blockchain) networks, including [Ethereum](https://iq.wiki/wiki/ethereum), [Base](https://iq.wiki/wiki/base), and [Blast](https://iq.wiki/wiki/blast), each with its own contract address. The token's price is tracked across various exchanges, primarily [decentralized exchanges](https://iq.wiki/wiki/decentralized-exchange) (DEXs), where it is traded against other [cryptocurrencies](https://iq.wiki/wiki/cryptocurrency) and [stablecoins](https://iq.wiki/wiki/stablecoin) like [USDC](https://iq.wiki/wiki/usdc) and [WETH](https://iq.wiki/wiki/weth-wrapped-eth). [\\[9\\]](#cite-id-Y4c56fdhmt)\n\n## Use Cases\n\nAnzen USDz is designed for various applications within the [decentralized finance](https://iq.wiki/wiki/defi) ecosystem. Its primary use case is as a stable store of value backed by [real-world assets](https://iq.wiki/wiki/real-world-assets-rwas), offering a potential alternative to [crypto](https://iq.wiki/wiki/cryptocurrency)-native stablecoins. Users can hold USDz to gain exposure to yields generated by the underlying private credit portfolio. [\\[3\\]](#cite-id-KkEIlKEgrU)\n\nBeyond holding, USDz can be actively used in [DeFi](https://iq.wiki/wiki/defi) protocols for:\n\n* **Trading:** Swapping on [decentralized exchanges](https://iq.wiki/wiki/decentralized-exchange) against other [cryptocurrencies](https://iq.wiki/wiki/cryptocurrency) and [stablecoins](https://iq.wiki/wiki/stablecoin).\n* **Liquidity Provision:** Providing liquidity in trading pools on various [DEXs](https://iq.wiki/wiki/decentralized-exchange) to earn trading fees and other incentives.\n* **Lending and Borrowing:** Utilizing USDz as collateral or borrowing asset on decentralized lending platforms.\n* **Yield Farming:** Participating in [yield farming](https://iq.wiki/wiki/yield-farming) strategies, including leveraged [yield farming](https://iq.wiki/wiki/yield-farming), by depositing USDz or USDz-paired liquidity tokens into yield optimization protocols.\n* **Options Trading:** Using USDz in decentralized options trading protocols. [\\[2\\]](#cite-id-52Sflmq6wl) [\\[10\\]](#cite-id-rJfGk7FFTc)\n\nThe token's presence on multiple chains and integrations with numerous protocols aim to provide broad utility and accessibility for [DeFi](https://iq.wiki/wiki/defi) users seeking [RWA](https://iq.wiki/wiki/real-world-assets-rwas)-backed [stablecoin](https://iq.wiki/wiki/stablecoin) exposure. [\\[2\\]](#cite-id-52Sflmq6wl)\n\n## Ecosystem and Partnerships\n\n[Anzen Finance](https://iq.wiki/wiki/anzen-finance) has established integrations and partnerships across a wide range of protocols and [blockchain](https://iq.wiki/wiki/blockchain) networks to expand the utility and reach of USDz. The ecosystem includes various categories of participants within the [DeFi](https://iq.wiki/wiki/defi) space. [\\[2\\]](#cite-id-52Sflmq6wl)\n\nKey categories and examples of integrated partners include:\n\n* **DEX (Decentralized Exchanges):** Platforms where USDz can be traded, such as [Aerodrome](https://iq.wiki/wiki/aerodrome-finance), [Uniswap](https://iq.wiki/wiki/uniswap), Thruster, [PancakeSwap](https://iq.wiki/wiki/pancakeswap), Baseswap, [Camelot](https://iq.wiki/wiki/camelot-dex), Gull, [Odos](https://iq.wiki/wiki/odos), and Galaxy Exchange.\n* **DeFi (Decentralized Finance Protocols):** Protocols offering various financial services using USDz, including [Beefy](https://iq.wiki/wiki/beefyfinance) Finance (yield automation), Extra Finance (leveraged [yield farming](https://iq.wiki/wiki/yield-farming)), [Ondo](https://iq.wiki/wiki/ondo-finance) (financial infrastructure), Superform (onchain finance marketplace), Hyperlock (yield boosting), [Silo](https://iq.wiki/wiki/silo-finance) (lending), Ionic (lending/borrowing), and Krav (options trading).\n* **Chain (Blockchain Networks):** Networks where USDz is deployed or integrated, including [Base](https://iq.wiki/wiki/base), [Movement](https://iq.wiki/wiki/movement-network) Labs, [Arbitrum](https://iq.wiki/wiki/arbitrum), [Plume](https://iq.wiki/wiki/plume), [Berachain](https://iq.wiki/wiki/berachain), [Blast](https://iq.wiki/wiki/blast), [Manta Network](https://iq.wiki/wiki/manta-network), and Gudchain.\n* **Infrastructure:** Providers of underlying services supporting the ecosystem, such as [Circle](https://iq.wiki/wiki/circle) ([stablecoin](https://iq.wiki/wiki/stablecoin) issuer, infrastructure), Dynamic (multi-chain tools), [Chainlink](https://iq.wiki/wiki/chainlink) (oracles), [Axelar](https://iq.wiki/wiki/axelar) (interoperability), and [LayerZero](https://iq.wiki/wiki/layerzero) (interoperability).\n* **Wallet:** Wallets supporting USDz, such as [Coinbase](https://iq.wiki/wiki/coinbase) Wallet.\n* **Security:** Firms providing security audits and services, including Zellic, Halborn, and PeckShield.\n* **Lending:** Protocols focused on lending and borrowing, like Silo, Ionic, and Magnify Cash.\n* **NFT:** Integration with [NFT](https://iq.wiki/wiki/non-fungible-token-nft) projects like [Pudgy Penguins](https://iq.wiki/wiki/pudgy-penguins), suggesting potential future use cases or collaborations. [\\[2\\]](#cite-id-52Sflmq6wl)\n\nThese integrations aim to provide expansive utility for USDz across over 50 [DeFi](https://iq.wiki/wiki/defi) protocols and chains, facilitating trading, yield generation, and other financial activities. [\\[2\\]](#cite-id-52Sflmq6wl)\n\n## Team\n\nThe [Anzen Finance](https://iq.wiki/wiki/anzen-finance) team is composed of individuals with experience in credit investment. Their collective background includes over a decade of joint lending experience, with team members having previously worked at financial institutions such as Blackrock, UBS, Goldman Sachs, and JP Morgan. The team has been researching and developing mechanisms to integrate credit assets into the [blockchain](https://iq.wiki/wiki/blockchain) space since 2018. [\\[1\\]](#cite-id-WAzPghfCgP)\n\n## Legal Issues\n\nThe [Anzen Finance](https://iq.wiki/wiki/anzen-finance) website and associated content include disclaimers regarding access and usage. The content is not intended for individuals residing in or accessing the website from Restricted Jurisdictions, which include the United States, jurisdictions where [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) is prohibited, or countries subject to United States OFAC Sanctions. Accessing the website from such locations or on behalf of restricted persons requires immediate discontinuation of use. [\\[2\\]](#cite-id-52Sflmq6wl)\n\nThe information provided does not constitute an offer to sell or a solicitation of an offer to buy securities, nor is it a recommendation to invest in any securities or engage in financial or legal transactions. The content is provided \"as is\" without warranties regarding accuracy, reliability, or completeness. Users accessing or using the website agree to indemnify and hold harmless the operator and affiliates from claims, liabilities, losses, or damages resulting from violation of the disclaimer or applicable laws. [\\[2\\]](#cite-id-52Sflmq6wl)","summary":"Anzen USDz is a stablecoin issued by Anzen Finance, backed by a diversified portfolio of tokenized private credit Real World Assets (RWA). It aims to provide DeFi users with sustainable RWA yields and portfolio diversification.","images":[{"id":"QmavQEMDZodF72c52wFVH2dddp7tWx4yHBHhUmj2axntxN","type":"image/jpeg, image/png"}],"categories":[{"id":"cryptocurrencies","title":"cryptocurrencies"}],"tags":[{"id":"Stablecoins"},{"id":"Developers"},{"id":"Protocols"},{"id":"Blockchains"}],"media":[{"id":"QmVX35GSK6yDzuyMiTfxaUydV2ZNofaKVomgstEXAX7pkr","name":"Cópia de Design sem nome.png","caption":"","thumbnail":"QmVX35GSK6yDzuyMiTfxaUydV2ZNofaKVomgstEXAX7pkr","source":"IPFS_IMG"},{"id":"QmUhcHAikPaEZ9EkPeecw7RRs5ZmAaKR26zUPja2DD1qke","name":"z15k6On8_400x400.jpg","caption":"","thumbnail":"QmUhcHAikPaEZ9EkPeecw7RRs5ZmAaKR26zUPja2DD1qke","source":"IPFS_IMG"},{"id":"QmVX35GSK6yDzuyMiTfxaUydV2ZNofaKVomgstEXAX7pkr","name":"Cópia de Design sem nome.png","caption":"","thumbnail":"QmVX35GSK6yDzuyMiTfxaUydV2ZNofaKVomgstEXAX7pkr","source":"IPFS_IMG"},{"id":"https://www.youtube.com/watch?v=SzV_c7iqDlI","name":"SzV_c7iqDlI","caption":"","thumbnail":"https://www.youtube.com/watch?v=SzV_c7iqDlI","source":"YOUTUBE"}],"metadata":[{"id":"references","value":"[{\"id\":\"WAzPghfCgP\",\"url\":\"https://docs.anzen.finance/\",\"description\":\"Introduction to Anzen\",\"timestamp\":1751646121393},{\"id\":\"52Sflmq6wl\",\"url\":\"https://anzen.finance/ecosystem\",\"description\":\"Anzen Ecosystem Overview\",\"timestamp\":1751646121393},{\"id\":\"KkEIlKEgrU\",\"url\":\"https://docs.anzen.finance/usdz-101/overview\",\"description\":\"USDz 101 Overview\",\"timestamp\":1751646121393},{\"id\":\"NyqmMs5pQC\",\"url\":\"https://docs.anzen.finance/usdz-101/backing-assets-collateral\",\"description\":\"USDz Backing Assets / Collateral\",\"timestamp\":1751646121393},{\"id\":\"xXXbUF9BFD\",\"url\":\"https://docs.anzen.finance/user-guide/how-to-stake-unstake-usdz\",\"description\":\"How to Stake/Unstake USDz\",\"timestamp\":1751646121393},{\"id\":\"AKEOHrtu4D\",\"url\":\"https://docs.anzen.finance/developer-resources/smart-contracts\",\"description\":\"Smart Contracts\",\"timestamp\":1751646121393},{\"id\":\"oruTfioh5h\",\"url\":\"https://docs.anzen.finance/developer-resources/oracles\",\"description\":\"Oracles\",\"timestamp\":1751646121393},{\"id\":\"OxNKE7usOX\",\"url\":\"https://docs.anzen.finance/developer-resources/audits\",\"description\":\"Audits\",\"timestamp\":1751646121393},{\"id\":\"Y4c56fdhmt\",\"url\":\"https://www.coingecko.com/en/coins/anzen-usdz\",\"description\":\"Anzen USDz Price & Market Data\",\"timestamp\":1751646121393},{\"id\":\"rJfGk7FFTc\",\"url\":\"https://docs.anzen.finance/user-guide/usdz-susdz-on-base/trade-btc-perpetuals-with-usdz-on-krav\",\"description\":\"Trade BTC Perpetuals with USDz on Krav\",\"timestamp\":1751646121393},{\"id\":\"G1Lg0oPxHx\",\"description\":\"Website: Anzen\",\"timestamp\":1751647662977,\"url\":\"https://anzen.finance/\"}]"},{"id":"website","value":"https://anzen.finance/"},{"id":"coingecko_profile","value":"https://www.coingecko.com/en/coins/anzen-usdz"},{"id":"coinmarketcap_url","value":"https://coinmarketcap.com/currencies/anzen-finance-usdz/"},{"id":"etherscan","value":"https://etherscan.io/token/0xA469B7Ee9ee773642b3e93E842e5D9b5BaA10067"},{"id":"blast","value":"https://blastscan.io/token/0x52056ed29fe015f4ba2e3b079d10c0b87f46e8c6"},{"id":"contract_url","value":"https://basescan.org/token/0x04d5ddf5f3a8939889f11e97f8c4bb48317f1938"},{"id":"twitter_profile","value":"https://x.com/anzenfinance"},{"id":"telegram_profile","value":"https://t.me/anzenfinance"},{"id":"discord_profile","value":"https://discord.gg/anzen"},{"id":"previous_cid","value":"\"https://ipfs.everipedia.org/ipfs/QmXDfZx2knUsgNDoAFHZhiqR6ZuMonyG33YaEtTTBqWHXP\""},{"id":"commit-message","value":"\"Add YouTube video, launch event, and update media.\""},{"id":"previous_cid","value":"QmXDfZx2knUsgNDoAFHZhiqR6ZuMonyG33YaEtTTBqWHXP"}],"events":[{"id":"c8b6b6d2-72af-4abc-a6fd-f0fee80e4908","date":"2024-12","title":"Launched in 2024","type":"CREATED","description":"Anzen Finance (USDZ) (USDZ) is a cryptocurrency launched in 2024","link":"https://liquidityfinder.com/insight/crypto-data/coins/anzen-finance","multiDateStart":null,"multiDateEnd":null}],"user":{"id":"0x8af7a19a26d8fbc48defb35aefb15ec8c407f889"},"author":{"id":"0x8af7a19a26d8fbc48defb35aefb15ec8c407f889"},"language":"en","version":1,"linkedWikis":{"blockchains":["ethereum","blast","base"],"founders":["anzen-finance"],"speakers":[]}}