{"id":"tnd-payments","version":1,"language":"en","title":"TND Payments","hidden":false,"content":"**TND Payments** is a decentralized project that aims to develop a universal payment solution by connecting [wallets](https://iq.wiki/wiki/cryptocurrency-wallet), tokens, and networks. It facilitates [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) payments through NFC at points of sale.[\\[1\\]](#cite-id-2cjcyyhtm)  \n  \n![1500x500-29.jpeg](https://ipfs.everipedia.org/ipfs/QmXjWVDWHcn3p9GmEPkL7QrCoxUnFGqPLdfDaYKnYXyFRg)  \n  \n# Overview  \n  \nTND Payments, founded by Lomo, is a decentralized project that aims to develop a universal payment system by connecting various [wallets](https://iq.wiki/wiki/cryptocurrency-wallet), tokens, and networks. Announced on X (formerly Twitter) in January 2024, TND payments seeks to address friction in crypto payments at physical stores, allowing users and merchants to transact using their preferred tokens.  \n  \nBy utilizing NFC technology, the platform aims to facilitate [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) payments without third-party services and supports token bridging and swapping, with plans for future QR code functionality. TND Payments aspires to make digital currency transactions as accessible as traditional payments.[\\[1\\]](#cite-id-2cjcyyhtm)[\\[2\\]](#cite-id-3po5au2komg)  \n  \n# Products  \n  \n## TND Payments App  \n  \nThe TND Payments app aims to facilitate phone-to-phone payments using NFC technology, providing a secure method for everyday [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) transactions. Users have the option to choose their preferred [wallet](https://iq.wiki/wiki/cryptocurrency-wallet) and token without involving third parties, allowing for unrestricted transactions. The app also enables users to specify which token they wish to pay or receive, automating the transaction process to enhance convenience.[\\[1\\]](#cite-id-2cjcyyhtm)[\\[2\\]](#cite-id-3po5au2komg)  \n![Screenshot 2024-09-28 at 21.05.48.png](https://ipfs.everipedia.org/ipfs/QmWtXp3bWe2j2ekP6ZE45sQfQQdeUKy68HXHtP2HG6VrsH)  \n  \n## TND Payments Card  \n  \nThe TND Payments Card aims to provide a fully [cryptocurrency](https://iq.wiki/wiki/cryptocurrency)-based payment option, allowing users to make transactions without relying on their phone’s battery. It facilitates secure transactions by encrypting payment information, offering a safe method for using digital currency.[\\[1\\]](#cite-id-2cjcyyhtm)[\\[2\\]](#cite-id-3po5au2komg)  \n![Screenshot 2024-09-28 at 21.06.08.png](https://ipfs.everipedia.org/ipfs/QmSeycigYPZMzerbegG8GdkPuxoRw6WWQ3R49Hs17ZXZUv)  \n  \n# Use Cases  \n  \nTND Payments provides various use cases for both clients and merchants, aiming to enhance the use of digital assets in everyday transactions.  \n  \n**Client-side:**  \n  \n* Locate nearby merchants for using digital assets without relying on centralized, [KYC](https://iq.wiki/wiki/know-your-customer-kyc)-compliant services.  \n* Earn rewards in the [DAO](https://iq.wiki/wiki/dao) token by contributing to the ecosystem, such as adding new stores.  \n* Support [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) adoption as a crypto enthusiast.  \n* Offer freelancers and travelers a convenient payment option.  \n* Help young crypto owners convert [airdrops](https://iq.wiki/wiki/airdrop).  \n  \n**Merchant-side:**  \n  \n* Maintain privacy and security while benefiting from cash and debit/credit card features.  \n* Attract new customers and access exclusive promotions.  \n* Operate in crypto hotspots with potential buyers seeking alternatives to high card fees.  \n* Serve high-inflation countries where individuals prefer holding crypto over [fiat currency](https://iq.wiki/wiki/fiat-money).[\\[1\\]](#cite-id-2cjcyyhtm)[\\[2\\]](#cite-id-3po5au2komg)  \n  \n# Team  \n  \nThe TND Payments team comprises individuals with diverse expertise:  \n  \n* **Lomo**: Founder and developer.  \n* **Miguel**: Specialist in crypto payments.  \n* **Beltrán**: Developer and security analyst.  \n* **j0hannes**: Engaged in business development, with a background in finance.[\\[1\\]](#cite-id-2cjcyyhtm)[\\[2\\]](#cite-id-3po5au2komg)","summary":"TND Payments is a decentralized platform enabling universal cryptocurrency transactions through NFC, connecting wallets and tokens for seamless payments without third-party involvement.","categories":[{"id":"defi","title":"Decentralized Finance"}],"promoted":0,"tags":[{"id":"Solana"},{"id":"Online"}],"metadata":[{"id":"references","value":"[{\"id\":\"2cjcyyhtm\",\"url\":\"https://www.tndpayments.com\",\"description\":\"TND Website\",\"timestamp\":1727523750662},{\"id\":\"3po5au2komg\",\"url\":\"https://x.com/TNDpayments\",\"description\":\"TND Twitter\",\"timestamp\":1727523895415}]"},{"id":"website","value":"https://www.tndpayments.com"},{"id":"twitter_profile","value":"https://x.com/TNDpayments"},{"id":"telegram_profile","value":"https://t.me/tndpayments"},{"id":"previous_cid","value":"QmbQ6eyBeqhNvyGSVYPmyDw26EkVcDtbhc6nAGsdS6fneB"}],"user":{"id":"0x7ecCabb7c748BCfa8556C8B31e85a11827D0450e"},"author":{"id":"0xf32ECD5c8f5633212f1a25A3931aDDc0CEc42938","profile":{"username":"Tara","avatar":"QmcYZFprbPwBjahvN3cjVsdTGtYgCx8jM1Myeb7yYJyeUF"}},"media":[{"name":"1500x500-29.jpeg","id":"QmXjWVDWHcn3p9GmEPkL7QrCoxUnFGqPLdfDaYKnYXyFRg","size":"0.03","type":"GALLERY","source":"IPFS_IMG"},{"name":"Screenshot 2024-09-28 at 21.05.48.png","id":"QmWtXp3bWe2j2ekP6ZE45sQfQQdeUKy68HXHtP2HG6VrsH","size":"0.30","type":"GALLERY","source":"IPFS_IMG"},{"name":"Screenshot 2024-09-28 at 21.06.08.png","id":"QmSeycigYPZMzerbegG8GdkPuxoRw6WWQ3R49Hs17ZXZUv","size":"0.38","type":"GALLERY","source":"IPFS_IMG"}],"views":40,"events":[],"linkedWikis":{"founders":[],"blockchains":[]},"founderWikis":[],"blockchainWikis":[],"ipfs":"QmbQ6eyBeqhNvyGSVYPmyDw26EkVcDtbhc6nAGsdS6fneB","transactionHash":"0x81e17f2830e86380143c8b439fbc47d11572d7cb23da701703d6907db1a90264","created":"2024-09-28T12:13:14.452Z","updated":"2024-10-10T13:38:23.587Z","images":[{"id":"QmW8PvBKz6865iwvDKoTm3qTgs4ReLdX1y7thqaR5av53Q","type":"image/jpeg, image/png"}]}